Understanding Home Insurance
It is your responsibility as a homeowner to determine the total replacement and sum-insured cover for your home. Rebuilding costs generally go up over time and building codes change, the result being if you’ve lived in the same place for a while, the costs associated with rebuilding may have changed significantly.
Wondering what sort of insurance you need for your place? The insurance that’s right for you will depend on the type of home you have, and whether you own or rent it.
There’s nothing like getting the keys to your first home - finally the freedom of having your own place. But along with this freedom comes new responsibilities; not the least being making sure you’ve got the right insurance cover in place. And with your home likely to be the biggest purchase you ever make, why wouldn’t you want to make sure you’ve protected your biggest asset?
Before you kick off a renovation, make sure you’ve got your insurance cover sorted so that your home and belongings are protected at all times.
Who doesn’t love a holiday? Unfortunately, burglars can be fans of your travel plans as well. And while there are no guarantees you won’t be targeted, these tips can help keep your place safe and secure while you’re away.
If you have an appliance or fixture that involves water, it has the potential to cause water damage to your property.
Underinsurance happens when the amount you have insured your home and/or possessions for isn’t enough to cover the cost of replacing them. A person is likely to be underinsured if their insurance cover is for 90% or less than rebuilding or replacing costs. Fortunately, underinsurance can be remedied. If you think you might be underinsured, take a look at these tips to see what you can do.
Making sure you’ve got the right insurance cover isn’t just a one-time proposition. Not only is your life constantly changing, the cost of replacing or rebuilding tends to go up over time as well.
Insurance is really about confidence. You want to be sure you can get things back to normal, if the unexpected happens. Find out how you can learn more about your policy.
Learn more about Westpac Home and Contents Insurance discounts, premiums, cover levels and excess.
When it comes to insurance, many of us undervalue our home and all the things we've collected over the years, so it pays to invest a little time in working out their value accurately and keeping it up to date. Knowing what to include in valuing your home and contents can help you determine the right amount of cover.
Christmas is a busy time for burglars too! Find out how to keep your Christmas presents and your home safe to deter thieves from enjoying your new gifts.
Read about the Changes to the Emergency Services Levy (ESL) in NSW.
Read things to know before renewing and ways to renew. Renew your policy on time to continue your cover.
Understand how claims are paid and what documented proof might be needed. Plus what to do if you have a complaint or a dispute.
Some people revel in home maintenance; others balk at the thought. Whatever camp you fall into, it’s important to keep on top of certain things for the sake of your home and contents insurance policy.
Choosing cover for your investment property is easy. What kind of property do you own?
Learn more about discounts, premiums, cover levels and excess for Westpac Landlord Insurance.
When you’re a landlord, insurance is more than just another piece of paperwork. It’s important protection for the investment you’ve worked hard for and the future security that means for you and your family.
Insurance is about protecting the investment you've worked hard for. You want to be sure you can get it back on track if the unexpected happens.
Think renting means you don’t need insurance, or think your landlord’s insurance will have you covered? Think again. It makes no difference if you live in your own place or rent - without contents insurance you could be leaving yourself open to serious financial stress.
Moving out of the family home for the first time can feel like a liberating experience; however with the freedom also comes greater responsibility. Here are some things to keep in mind before making the big move.
It's important to choose the cover that's right for you. So, what is the right cover? It depends on how much cover you need, and whether you own a house or unit, or rent.
Things you should know
*Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents at the same address under the one policy.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.