Contents Insurance
Offers
Save 15% when you quote and buy online
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.
Chance to win a $500 Bunnings gift card
Take out a new Westpac Home Insurance policy before 13 September 2020 for your chance to win one of 100 Bunnings gift cards, valued at $500+.
Why choose Westpac?
Emergency accommodation
If your home becomes unliveable, we provide emergency accommodation1
You've got a safety net
Our cover comes with an automatic safety net in case repair or replacement costs are higher than expected2
Flexible payment options
Manage your budget – pay by the month at no extra cost^
Personal Valuables
Optional additional cover for jewellery, sporting items, computer and entertainment systems.
Choose from 3 levels of cover
Below is a summary of each cover level. For full details of the terms and exclusions, limits and conditions, read the Product Disclosure Statement.
| Essential Care |
Quality Care |
Premier Care |
|
|---|---|---|---|
| Theft | from inside a fully enclosed and locked building at the site provided there's evidence of forced entry |
from inside a fully enclosed and lockable building at the site and up to $2,000 in the open air at the site |
from inside, outside or away from your site |
| Storms, lightning, flood | storm cover excludes damage to gates, fences and freestanding walls | ||
| Fire, explosion, earthquake | fire cover excludes damage caused by smoke where there was no flame at the site |
||
| Emergency accommodation | Up to $5,000 | Up to 10% of the sum insured or for up to 12 months, whichever is less | Up to 10% of the sum insured or for up to 12 months, whichever is less |
| Contents moved permanently to a new property | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Sum insured safety net | Up to 5% of the sum insured | Up to 10% of the sum insured | Up to 20% of the sum insured |
| $20m legal liability cover | |||
| Fire brigade and service charges | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Malicious acts, riot or civil commotion |
|||
| Escape of liquid | Except from a shower recess | ||
| Electrical motor burnout | |||
| Accidental breakage of glass | |||
| Frozen food loss | Up to $500 |
Up to $2,000 | |
| Credit card loss | Up to $1,000 | Up to $5,000 | |
| Contents in transit | Up to 20% of the sum insured | ||
| Veterinary expenses | Up to $500 |
Things you should know
Cover is subject to your application for insurance being accepted.
^ Premiums payable by instalments may be subject to minor adjustments due to rounding, and financial institution transaction fees may apply.
1 If your home is unliveable we will cover up to $5,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.
2 Safety net of between 5% and 20% of your sum insured, depending on your type of cover.
+ Promotion opens 3 August 2020 at 9am AEST and closes 13 September 2020 at 11.59pm AEST. Entry is open to all residents of Australia aged 18 years or over. Westpac Group employees are eligible to participate in this Promotion. To enter the promotion, entrants must during the Promotion period: submit an application for a Westpac Home Insurance policy, issued by Westpac General Insurance Limited being any of Home and Contents Insurance; Building Insurance; Contents Insurance; Landlord Insurance; or Renters Insurance (each a “Policy”) by either: (1) Visiting www.westpac.com.au/personal-banking/insurance/home-insurance and completing and submitting the application online; (2) In person by visiting any Westpac branch and completing the application and handing to a Westpac branch representative; or (3) Calling the Westpac contact centre 1300 650 255 and completing the application over the phone. The premium for the Policy must be paid for the year if paying yearly, or the first monthly instalment, if paying monthly, and the two-week Policy cooling off period passed to be an eligible entry and the Policy must be current at the time of the draw. In the event of the Policy having more than one policy holder, the Eligible Entrant will be the first Policy Holder named on the Policy. There are 100 Prizes. Each Prize consists of a Bunnings Gift Card valued at $500. Prize draw will take place at 11am AEDT on 2 October 2020 at 200 Barangaroo Avenue, Barangaroo. Winners notified in writing on 6 October 2020 and their names will be published in The Australian newspaper on 16 October 2020. Download full terms and conditions (PDF 126KB). Promoter is Westpac Banking Corporation ABN 33 007 457 14. Authorised under trade promotion permits: NSW Permit No: TP/83-NTP/42, SA Permit No: T20/837, ACT Permit No: TP 20/00975. Issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) (except workers compensation cover where applicable) a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Westpac distributes the insurance, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply. This information does not take your personal objectives, circumstances or needs into account. Please read the Product Disclosure Statement (PDF 339KB) to see if this insurance is right for you. (C) Westpac
*Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents at the same address under the one policy.
View the Home and Contents Insurance Key Fact Sheets.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.