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Why choose Westpac Contents Insurance?

  • Choose from 3 levels of cover so you can get the protection that's right for you
  • 24/7 claims support to help you every step of the way
  • Flexible payment options to help you manage your budget - pay bt the month for no extra fee

   

Broad cover

We cover a wide range of events – storms, floods, fire, theft and more

Emergency accommodation

If your home becomes unliveable, we provide emergency accommodation1

You've got a safety net

Our cover comes with an automatic safety net in case repair or replacement costs are higher than expected2

Peace of mind

Cover for jewellery, sporting items, bikes, computer and entertainment systems.  


Choose from 3 levels of cover

Below is a summary of each cover level. For full details of the terms and conditions, limits and exclusions, read the Product Disclosure Statement.

 

  Essential Care
Quality Care
Premier Care
Theft

from inside a fully enclosed and locked building at the site provided there's evidence of forced entry

from inside a fully enclosed and lockable building at the site and up to $2,000 in the open air at the site

from inside, outside or away from your site
Storms, lightning, flood storm cover excludes damage to gates, fences and freestanding walls    
Fire, explosion, earthquake

fire cover excludes damage caused by smoke where there was no flame at the site 

   
Emergency accommodation Up to $5,000 Up to 10% of the sum insured or for up to 12 months, whichever is less Up to 10% of the sum insured or for up to 12 months, whichever is less
Contents moved permanently to a new property Up to the sum insured Up to the sum insured Up to the sum insured
Sum insured safety net Up to 5% of the sum insured Up to 10% of the sum insured Up to 20% of the sum insured
$20m legal liability cover      
Fire brigade and service charges Up to $5,000 Up to $5,000 Up to $5,000
Malicious acts, riot or civil commotion
     
Escape of liquid Except from a shower recess    
Electrical motor burnout      
Accidental breakage of glass      
Frozen food loss   Up to $500
Up to $2,000
Credit card loss   Up to $1,000 Up to $5,000
Contents in transit     Up to 20% of the sum insured
Veterinary expenses     Up to $500

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2018 Multi Award Winner

Westpac Contents Insurance has been awarded Canstar’s 5-Star Rating for Outstanding Value Contents Insurance and the Mozo Experts Choice award for Exceptional Value.

Canstar Outstanding Value, Contents Insurance, 2018
Things you should know

Cover is subject to your application for insurance being accepted.

If your home is unliveable we will cover up to $5,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.

2 Safety net of between 5% and 20% of your sum insured, depending on your type of cover.

 

Westpac Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement (PDF 101KB)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies initially issued on or after 30 June 2018 and current policies last renewed on or after 30 July 2018) (PDF 328KB)

Home and Contents Insurance Product Disclosure Statement (applicable to current policies last renewed before 30 July 2018) (PDF 11MB)


Important Update for Home and Contents Insurance (PDF 289KB)

 

View the Home and Contents Insurance Key Fact Sheets.

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.