Contents insurance
Why choose Westpac Contents Insurance?
- Choose from 3 levels of cover so you can get the protection that's right for you
- 24/7 claims support to help you every step of the way
- Flexible payment options to help you manage your budget - pay bt the month for no extra fee
Broad cover
We cover a wide range of events – storms, floods, fire, theft and more
Emergency accommodation
If your home becomes unliveable, we provide emergency accommodation1
You've got a safety net
Our cover comes with an automatic safety net in case repair or replacement costs are higher than expected2
Peace of mind
Cover for jewellery, sporting items, bikes, computer and entertainment systems.
Choose from 3 levels of cover
Below is a summary of each cover level. For full details of the terms and conditions, limits and exclusions, read the Product Disclosure Statement.
| Essential Care |
Quality Care |
Premier Care |
|
|---|---|---|---|
| Theft | from inside a fully enclosed and locked building at the site provided there's evidence of forced entry |
from inside a fully enclosed and lockable building at the site and up to $2,000 in the open air at the site |
from inside, outside or away from your site |
| Storms, lightning, flood | storm cover excludes damage to gates, fences and freestanding walls | ||
| Fire, explosion, earthquake | fire cover excludes damage caused by smoke where there was no flame at the site |
||
| Emergency accommodation | Up to $5,000 | Up to 10% of the sum insured or for up to 12 months, whichever is less | Up to 10% of the sum insured or for up to 12 months, whichever is less |
| Contents moved permanently to a new property | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Sum insured safety net | Up to 5% of the sum insured | Up to 10% of the sum insured | Up to 20% of the sum insured |
| $20m legal liability cover | |||
| Fire brigade and service charges | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Malicious acts, riot or civil commotion |
|||
| Escape of liquid | Except from a shower recess | ||
| Electrical motor burnout | |||
| Accidental breakage of glass | |||
| Frozen food loss | Up to $500 |
Up to $2,000 | |
| Credit card loss | Up to $1,000 | Up to $5,000 | |
| Contents in transit | Up to 20% of the sum insured | ||
| Veterinary expenses | Up to $500 |
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Get a quote now2018 Multi Award Winner
Westpac Contents Insurance has been awarded Canstar’s 5-Star Rating for Outstanding Value Contents Insurance and the Mozo Experts Choice award for Exceptional Value.
Need more help?
Need to make a claim?
You can submit a claim online or by calling us:
- Submit your home insurance claim online.
- Call us on 1300 369 989 8am-7pm Monday to Friday or 9am-2pm Saturday (Sydney time).
Things you should know
Cover is subject to your application for insurance being accepted.
1 If your home is unliveable we will cover up to $5,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.
2 Safety net of between 5% and 20% of your sum insured, depending on your type of cover.
Important Update for Home and Contents Insurance (PDF 289KB)
View the Home and Contents Insurance Key Fact Sheets.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.