Choose from 3 levels of cover
Storm, flood, fire, lightning
storm cover excludes damage to gates, fences and freestanding walls
|Fire, explosion, earthquake||fire cover excludes damage caused by smoke where there was no flame at the site
|Emergency repairs and protection||
|Emergency accommodation||Up to $10,000||Up to 10% of the sum insured or for up to 12 months whichever is less||Up to 10% of the sum insured or for up to 12 months whichever is less|
|Accidental breakage of glass|
|Electrical motor burnout|
|Rainwater tanks and solar heating
||Up to $3,000
||Up to $5,000|
|Purchasing a home||Up to $20,000||Up to $20,000|
|Fire brigade and service changes||Up to $5,000||Up to $5,000||Up to $5,000|
|$20m legal liability cover
|Sum insured safety net
||Up to 10% of the sum insured
||Up to 20% of the sum insured||Up to 30% of the sum insured|
|Malicious acts, riot or civil commotion
Westpac Group has a new agreement with global insurance specialist, Allianz, to keep supporting our customers with high quality insurance products. Please be assured there are no changes to your existing policy, servicing or claims experience. See our FAQs to learn more.
Why choose Westpac?
Peace of mind
Lifetime guarantee on authorised (and arranged) repairs
If your home becomes unliveable, we provide emergency accommodation1
You've got a safety net
Automatic safety net in case repair or replacement costs are higher than expected2
Flexible payment options
Manage your budget and pay by the month at no extra cost^
Save 15% when you quote and buy online
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.
Local consultants with you every step of the way
Allow 15 minutes to lodge your claim online and get instant confirmation. We will reach out in 3 business days to confirm the details and process your claim.
"After the Townsville floods, Westpac really helped me, they’ve rung me to check on me and I know there were so many claims but I didn’t feel like just a number.”
Merran Matheson, Deputy Principal, Townsville.
Things you should know
Cover is subject to your application for insurance being accepted.
^ Premiums payable by instalments may be subject to minor adjustments due to rounding, and financial institution transaction fees may apply.
* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.
1 If your home is unliveable we will cover up to $10,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.
2 Safety net of between 10% and 30% of your sum insured, depending on your type of cover.
3 The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement to see if this insurance is right for you.