Why choose Westpac Building Insurance?
- Choose from 3 cover levels so you can get the protection that's right for you
- 24/7 claims support to help you every step of the way
- Flexible payment options to help manage your budget - pay by the month for no extra fee
We cover a wide range of events – storms, floods, fire, theft and more
If your home becomes unliveable, we provide emergency accommodation1
You've got a safety net
Automatic safety net in case repair or replacement costs are higher than expected2
Peace of mind
Lifetime guarantee on authorised (and arranged) repairs
Choose from 3 levels of cover
Below is a summary of each cover level. For full details of the terms and exclusions, limits and conditions, read the Product Disclosure Statement.
Storms, lightning, flood
storm cover excludes damage to gates, fences and freestanding walls
|Fire, explosion, earthquake||fire cover excludes damage caused by smoke where there was no flame at the site
|Emergency repairs and protection||
|Emergency accommodation||Up to $10,000||Up to 10% of the sum insured or for up to 12 months whichever is less||Up to 10% of the sum insured or for up to 12 months whichever is less|
|Accidental breakage of glass|
|Electrical motor burnout|
|Rainwater tanks and solar heating
||Up to $3,000
||Up to $5,000|
|Purchasing a home||Up to $20,000||Up to $20,000|
|Fire brigade and service changes||Up to $5,000||Up to $5,000||Up to $5,000|
|$20m legal liability cover
|Sum insured safety net
||Up to 10% of the sum insured
||Up to 20% of the sum insured||Up to 30% of the sum insured|
|Malicious acts, riot or civil commotion
Things you should know
Cover is subject to your application for insurance being accepted.
1If your home is unliveable we will cover up to $10,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.
2Safety net of between 10% and 30% of your sum insured, depending on your type of cover.
View the Home and Contents Insurance Key Fact Sheets.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.