Home Insurance
Home & Contents Insurance
Quote and buy online to save up to 25% when you combine your home and contents insurance*
- Ideal for home owners living in their own property, covering both building and contents
- Choose from 3 levels of cover with no extra cost to pay monthly ^
- Comprehensive cover for storm, flood, fire and theft, with valuable extra cover included for emergency accommodation 2
- Our cover has a safety net in case repair or replacement costs are higher than
expected 1
Building Insurance
Save 15% when you quote and buy online*
- Choose from 3 levels of building cover with no extra cost to pay monthly ^
- Comprehensive cover for storm, flood, fire and theft, with valuable extra cover included for emergency accommodation 2
- Lifetime guarantee on authorised (and arranged) repairs
- Automatic safety net in case repair or replacement costs are higher than
expected 1
Contents Insurance
Save 15% when you quote and buy online*
- Ideal if you live in an apartment or only want to cover your belongings
- Choose from 3 levels of cover with no extra cost to pay monthly ^
- Protection for storm, flood, fire and theft, with valuable extra cover included for emergency accommodation 2
- Automatic safety net in case repair or replacement costs are higher than
expected 1
Landlord Insurance
Cover your investment property against damage or loss due to storm, flood, fire, theft and other events.
- Save up to 25% when you quote and buy online*
- Choose from 2 levels of cover with no extra cost to pay monthly^
Rent default cover: We’re not currently offering Landlord Extras cover, which includes cover for loss of rent due to default by tenants, to new or existing Landlord Insurance customers. There may be other insurance options available to suit your requirements; please refer to the Insurance Council of Australia for a list of alternative providers.
Renters Insurance
Save 15% when you quote and buy online*
- Choose from 3 levels of contents cover with no extra cost to pay monthly ^
- Keep the same policy even when you change address
- You can still protect your belongings under your own policy - even in a share house
- Cover for theft, storm, flood and fire included as standard
Online Offer
Save up to 25% when you quote and buy Home and Contents Insurance online
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents at the same address under the one policy.
Helping when it matters - Townsville floods
We'll help protect the things you value most, with cover for storms, cyclones, floods, fires and more. We've been helping Australians for over 200 years and will continue to help protect the things that matter most to you, no matter how big or small.
Building Calculator
Underinsurance is when your insured amount isn’t enough to cover the cost of rebuilding your home. Receive an estimate on the cost to rebuild your home at today’s prices using the Home Building Insurance Calculator.
The Building calculator available through our websites are intended as a guide only. Calculate now
Extra Care
- Difficult circumstances – if you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.
- Domestic and family violence – we believe in providing a level of extra care in the way we support customers, outlined in our Family or Domestic Violence Position Statement (PDF 470KB).
- Disaster relief – if you’ve recently been affected by a natural disaster, we’re here to help.
- Make an Insurance claim – learn how we can support you to lodge your insurance claim.
Need more help?
Need to make a claim?
You can submit a claim online or by calling us:
- Submit your home insurance claim online.
- Call us on 1300 369 989 8am-7pm Monday to Friday or 9am-2pm Saturday (Sydney time).
Things you should know
Cover is subject to your application for insurance being accepted.
* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents at the same address under the one policy.
^ Premiums payable by instalments may be subject to minor adjustments due to rounding, and financial institution transaction fees may apply.
~ The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.
1. Safety net of between 5% and 30% of your sum insured, depending on your type of cover.
2. If your home is unliveable we will cover up to $10,000 (Essential Care) or up to 10% of the sum insured for up to 12 months (under Quality or Premier Care) for similar alternative accommodation.
3. A Landlord Extras claim will only be paid if you’re able to provide certain documents and evidence such as:
- A written rental agreement
- A documented booking confirmation (for casually-let properties)
- Documented property inspection reports.
The rental agreement should state the term of the lease, the amount of rent and bond payable by the tenant/s.
Westpac Banking Corporation ABN 33 007 457 141 (the Bank) can arrange the following insurance, but does not guarantee the insurance:
Home and Contents Insurance and Landlord Insurance, which are issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). View the Home and Contents Insurance Key Fact Sheets.
This information does not take your personal objectives, circumstances or needs into account. Read the relevant Product Disclosure Statement to see if the insurance is right for you.