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Term Life Insurance

Term Life Insurance can protect and help provide for your family when you are no longer around to.

Total and Permanent Disablement

Insurance that helps maintain your family lifestyle by helping pay for medical treatments if you become totally or partially disabled.

Living Insurance

Pays a lump sum to help cover medical and lifestyle costs incurred after suffering a specified medical event, such as cancer, stroke or heart attack.

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Westpac and BT - helping you through your financial life

As part of our Group and one of Australia's leading wealth experts, BT has been helping Australians build and protect their wealth since 1969. With 50 years' experience BT can help you plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions. As a Westpac customer you have access to a range of financial products and services across superannuation, investments and insurance.

Things you should know

The Insurer of BT Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL Number 233728 ('the Insurer').

BT Protection Plans is issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472, AFSL Number 233731 ('WSAL') as trustee of the Westpac MasterTrust ABN 81 236 903 448. Westpac Life is a subsidiary of Westpac Banking Corporation (Bank). Neither the Bank, nor any member of the Westpac Group (other than the Insurer) guarantees the benefits payable in relation to BT Protection Plans.

This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.  Read the BT Protection Plans Disclosure Statement (‘PDS’) (PDF 1MB) to see if this insurance is right for you.

You can access a copy of the Westpac MasterTrust Westpac Term Life as Superannuation Annual Report (PDF 493KB), the Westpac MasterTrust Westpac Income Protection as Superannuation Annual Report (PDF 107KB) and the Westpac Personal Superannuation Fund Westpac Term Life as Superannuation Annual Report  (PDF 108KB) here.