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What type of Car Insurance are you looking for?

Comprehensive Car Insurance

Cover for a range of incidents, including accidental loss (including theft) or damage to your vehicle.

Third Party Property Damage Car Insurance

Cover for loss of or damage to someone else’s property, including legal liability of up to $20 million.

 


Why choose Westpac Car Insurance

Choice of repairer

You can choose your own repairer, at no extra cost1

Claims lodgement

Lodge a claim online or call Allianz on 1800 502 077

Flexible payment options

Manage your budget – pay by the month at no extra cost2

Save up to 15%* with Comprehensive Car Insurance online

Eligible safe drivers can save up to 15% in the first year when buying a new comprehensive car insurance policy online*.

Frequently asked questions

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with Westpac Banking Corporation ABN 33 007 457 141. Under this arrangement, Westpac Motor Insurance is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by Westpac Motor Insurance in relation to this insurance are not provided on behalf of Allianz. This means, if you purchase Westpac Motor Insurance, and need to make a claim, Allianz are there for you – helping you get back on track again as soon as possible

Things you should know

Cover is subject to your application for insurance being accepted.
 

*Save up to 15% on Comprehensive Motor Insurance is a combination of two discounts: 10% on your first year’s premium when buying a new policy online, and 0-10% Safe Driver Discount (SDD), based on the driving history of all drivers named on the policy. Save up to 15% discount is based on data which shows a substantial proportion of customers will receive a 5% SDD on their premiums. If you are eligible for more than one discount, we apply each of them in a predetermined order (excluding taxes and government charges). This means the effect of applying any subsequent discount will be reduced. For example, the combined effect of applying two 10% discounts consecutively means you will not see the full benefit of both discounts. Discounts may be subject to rounding and only apply to the extent any minimum premium is not reached. Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. Discounts do not apply to the premium for optional covers. If you would like more information, please refer to the Product Disclosure Statement (PDS) (PDF 375KB)  and Premium, Excess, Discount and Options Guide (PED) (PDF 81KB) for further information. 

1. Allianz may agree with you to use a repairer (other than the one you selected), or pay you reasonable repair costs. We will act reasonably in doing so.

2. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

3. Reduce your premium by listing your drivers. If you choose to reduce your premium by naming drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable). Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

Westpac Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDS) (PDF 375KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 81KB) to see if this insurance is right for you. Call 1800 502 077 if you would like to understand more about Westpac Car Insurance product features.

A target market determination has been made for this product. Please visit www.westpac.com.au/tmd for the target market determination.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032 8am – 8pm Sydney Time, 7 days. It covers:

  • How you can access the personal information Westpac holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
  • How Westpac collect, hold, use and disclose your personal information in more detail.