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Understanding life insurance

Provides financial security when you need it most. But what type of cover and how much is best for you? Get these answers and more here.

Holding insurance through super

Holding insurance through your super could be a tax effective option.

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What if the unexpected happens?

Although it’s not something we like to think about, the unexpected does happen. Making sure you have a plan in place can make a difficult time a little bit easier.

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Paying a missed life insurance premium

If you have received a letter, SMS or phone call regarding a missed premium instalment, you can make the payment by Credit or Debit card.

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FAQs about my life insurance and income protection policies

Commonly asked questions about your policy.

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Things you should know

A target market determination has been made for Protection Plans products. Please visit for any of our target market determinations.

The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. 

This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Read the BT Protection Plans Disclosure Statement (PDS) to see if this insurance is right for you.