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If you've already estimated repayments, learn about our car loan rates and features.

You could borrow between $10,000 and $100,000

You can select a loan term between 1 and 7 years

$200 Fuel Voucher

Apply for a Car Loan for a new or used car and receive a $200 fuel voucher. Offer ends 28 June 2018.^

Apply now

Things you should know

The estimated repayment amount does not include any fees and charges which may apply.

Any calculation made by you using this calculator is intended as a guide only. It is for illustrative purposes only and is based on the accuracy of the information provided. The calculator does not take stamp duty or other government charges into account. The calculation does not constitute an offer of finance from Westpac.

If you apply for a Westpac product, we will let you know what your repayments will be.

Credit criteria and fees and charges will apply. Terms and conditions are available here (PDF 128KB).

1. This Car Loan Calculator contains a number of assumptions. The comparison rate is based on a secured loan of $30,000 for a term of 5 years. *WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

For secured personal loans, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, the loan application must be under joint names. Initial rate indications quoted prior to full loan-to-valuation ratio being completed may change depending on the valuation of security offered.


^ $200 Fuel Gift Card offer: The offer is available to customers who complete an application for a new Westpac Secured Personal Loan for $10,000 or more for the purpose of purchasing a new or used car between 14 May 2018 and 28 June 2018 (inclusive); and draw down on an approved loan on or before 31 July 2018 (“eligible loan”). Westpac Unsecured Personal Loans and Flexi Loans are excluded from this promotion. To be eligible for this offer, “New car” or “Used car” must be selected as the loan purpose on the application form, under the section “What’s the purpose of this loan?”. Once the eligible loan has been drawn down, the primary applicant will be issued with a Caltex StarCash physical Gift Card or eGift Card [valued at $200]. (“Fuel Gift Card”) by Mastercard Loyalty Solutions (Mastercard Loyalty Solutions Australia Pty Ltd, ABN 49 002 693 656) on behalf of the Westpac Group. Please allow between 4 to 8 weeks to receive the Fuel Gift Card after loan draw down. Limit of one Fuel Gift Card per eligible loan. This offer cannot be used in conjunction with any other offer, and may be varied or withdrawn at any time. All other fees outlined on the product page and in the product Terms and Conditions apply. Fuel Gift Cards can be used at participating locations, and are subject to the Caltex StarCash Terms and Conditions of use available at Please consider that the size of your fuel tank and the cost of fuel on the day, will determine the number of petrol tanks you can fill using the Fuel Gift Card. The average rate of fuel consumption of passenger vehicles in 2016 was 10.6 Litres per 100 kilometres. Source: Bureau of Infrastructure, Transport and Regional Economics (BITRE) 2017, Fuel economy of Australian passenger vehicles — a regional perspective, Information Sheet 91, BITRE, Canberra.