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Westpac’s banking options are always at hand to help support your money goals

Bank accounts

From managing to reaching your money goals, it takes a little Westpac. Get started—browse our range of bank accounts.

SMART BUDGETING AND SAVINGS TOOLS

LAYERS OF SCAM AND FRAUD PROTECTION

Award-winning accounts

Our Westpac Choice transaction account with a Debit Mastercard® and our Westpac Choice Youth account (with a Debit Card for children 8 and over), have been voted:

Help when you need it

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

 

Protected by the Financial Claims Scheme (FCS): If you have a Westpac deposit account, in certain circumstances you may be entitled to a payment under the FCS. Payments under the FCS are limited for each customer. You can find out more information from the APRA website at www.fcs.gov.au.

Westpac’s Online Banking Security Guarantee - If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our  Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ SMS codes and SecurID® Token codes) private. You must inform us immediately if you suspect the security of your access details has been compromised, or you suspect an unauthorised transaction or potential fraud on your accounts.
Westpac Fraud Money Back Guarantee: Our Westpac Fraud Money Back Guarantee ensures that you will be reimbursed for any unauthorised card transactions provided that you have not contributed to the loss and contacted Westpac promptly. Refer to your card's conditions of use for full details, including when you will be liable.

To open a savings account: you must also hold a Westpac everyday account. The accounts must be in the same name and be registered for Online and Phone Banking. Fees and charges may apply on the everyday account. Savings accounts include Westpac Life, Westpac Bump or Westpac eSaver.

To have a Debit Mastercard® and link it to your everyday account you must be at least:

  • 8 years old for a Westpac Choice Youth account
  • 14 years old for any other transaction account.

And you must have an Australian residential address.  

 

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.