Bank accounts
From managing to reaching your money goals, it takes a little Westpac. Get started—browse our range of bank accounts.
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SMART BUDGETING AND SAVINGS TOOLS
LAYERS OF SCAM AND FRAUD PROTECTION
Award-winning accounts
Our Westpac Choice transaction account with a Debit Mastercard® and our Westpac Choice Youth account (with a Debit Card for children 8 and over), have been voted:
- Canstar's Outstanding Value for Transaction Accounts 2024/2025
- Canstar's Outstanding Value for Junior & Youth Banking 2024/2025
Help when you need it
Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
Protected by the Financial Claims Scheme (FCS): If you have a Westpac deposit account, in certain circumstances you may be entitled to a payment under the FCS. Payments under the FCS are limited for each customer. You can find out more information from the APRA website at www.fcs.gov.au.
To open a savings account: you must also hold a Westpac everyday account. The accounts must be in the same name and be registered for Online and Phone Banking. Fees and charges may apply on the everyday account. Savings accounts include Westpac Life, Westpac Bump or Westpac eSaver.
To have a Debit Mastercard® and link it to your everyday account you must be at least:
- 8 years old for a Westpac Choice Youth account
- 14 years old for any other transaction account.
And you must have an Australian residential address.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.