Landlord Insurance
Cover your investment property with Westpac Landlord Insurance, provided by Allianz. Tailor your cover to suit your needs and get a quote in minutes, with pre-filled details to make it even easier when you sign in.
Affected by the severe weather?
Support is available for customers who may be impacted by severe weather. If you’re a Westpac Home or Car Insurance customer and need help with a claim, please call 1300 369 989 or submit a claim online.
What is Landlord Insurance?
Westpac Landlord Insurance, provided by Allianz, covers your investment property’s physical structures, fixtures and built-in appliances like hot water systems and air-conditioners. You can also cover items that you have provided for your tenant like furniture, carpet, appliances – and even the BBQ.
Why Westpac?
One place for your banking and insurance needs
Keep it simple with Westpac. Organise your insurance and banking in one place.1
Flexible cover and payment options
Tailor your cover to suit your needs and budget, with flexible options and no extra cost to pay by the month.2
Comprehensive cover
Insure your investment property for storm damage, floods and bushfires.3
Benefits for you
Tailor your cover to suit your needs, then adjust it as your needs change.
Cover for the big and small events
- Flood
- Fire or smoke inc. bushfires
- Lightning
- Storm, cyclone, rainwater or run-off
- Impact damage
- Riot or civil commotion
- Earthquake or Tsunami
- Theft or burglary
- Water or liquid damage
- Explosion
- Vandalism or malicious damage
- Accidental breakage of glass or ceramic items
Included additional benefits
The additional benefits you get will depend on the Landlord Insurance cover you choose. The benefits may include covering rental costs after an insured event, debris removal, and professional fees if you have to rebuild.
Simple online quote
Find out if you can save. Get an obligation-free quote in 4 minutes and even quicker when you sign in with pre-filled details. You can see how much you'll pay each month or save your quote to complete whenever it suits you.
Already started a quote? Retrieve your quote
Cover for rental default and theft
For an additional premium, you can choose to add cover for rent default and theft by a tenant.
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The details on what’s covered
Unsure about what’s included in Landlord Insurance? Don’t worry, we’ve got you covered. Visit Understand my cover to learn more about what is and isn’t included.
Tools and calculators
Your home and belongings can change in value over time. Combined with increasing weather-related risks, this can leave some Australians underinsured. Take a few minutes to use these handy insurance calculators and check whether your cover is still right for your circumstances. Calculators are intended as a guide only.4
Frequently asked questions
All insurance policies have exclusions, and these vary depending on the type of cover you choose. For a summary of the exclusions, conditions and limits that may apply to Landlord Insurance, read the Understanding my cover section.
It is important to keep on top of your property repairs to ensure little things don’t become a bigger issue down the track. For example, if a storm caused water damage to your ceiling, you may not be fully covered if the water entered because the roof was not properly maintained.
Yes. Altering the security on your property may change the conditions of your Landlord Insurance, which could affect your premium. You should call Allianz as soon as you remove or stop using any security devices that were specifically required under your policy. If you don’t let them know, and you need to make a claim, your claim may be declined or reduced.
Yes. You should let Allianz know before work commences if the building alterations, additions, demolition, repairs or decorations are over $75,000. If you don’t let them know, and you need to make a claim, your claim may be declined or reduced.
You should also consider increasing your sum insured to include the cost of any extensions or renovations to make sure you are adequately covered if you need to make a Landlord Insurance claim.
Help when you need it
Things you should know
1Policyholders need to ensure their personal details on their policy match with their Westpac accounts. Only primary policyholders can see policies alongside their other Westpac accounts.
2Pay by instalment at no additional cost compared with paying annually. Instalments may be subject to minor adjustments due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
3Allianz may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
4The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement (PDS), supplementary PDS (if applicable) and Target Market Determination (TMD). To see some of the events covered and not covered, please refer to the Key Facts Sheet (KFS).
Landlord Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the initial issue of the insurance under a distribution agreement with Allianz but does not guarantee the insurance.
By selecting 'Get a quote online' you will enter a third-party site hosted by Allianz. Any personal information you provide to Allianz will be collected, used and disclosed in accordance with Allianz's Privacy Statement and Privacy Policy available on their website.
If you purchase Landlord Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
Westpac's Privacy Statement is available at westpac.com.au/privacy/privacy-statement or by calling 132 032 8am - 8pm Sydney time, 7 days. It covers:
- How you can access the personal information Westpac holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
- How Westpac collect, hold, use and disclose your personal information in more detail.