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Get it done in a snap.

Depositing a cheque up to $20,000 has never been easier, thanks to mobile cheque deposits*. Through your Westpac App, simply take a photo of the front and back of your cheque and submit the images. The funds will usually clear in your nominated transaction account within three business days.

Depositing a cheque is as easy as 1, 2, 3:

Step 1: Open the Westpac App

Log in to mobile banking, tap ‘Self serve’ > ‘Account services’ > ‘Cheque deposit’


Step 2: Select account

Enter the cheque amount and select the account you wish to deposit the cheque into.


Step 3: Take photos of your cheque

Photograph the front and back of the cheque, ensure the scanned details are correct and tap 'Submit'.


See how easy it is.

Watch this video to find out how the feature works.

Things you should know

Mobile cheque deposits are subject to eligibility. Contact us to find out if this service is available with your account.


You must have the latest version of the Westpac Mobile Banking app and a compatible iOS or Android operating system.

Mobile cheque deposits may be used to submit cheque/ cheques totalling up to $20,000 in any 7-day period – as a personal customer and/or across a business network. You may only submit Australian dollar cheques; you must be the true owner of the account; and you must not allow a cheque to be deposited again after it has been submitted. After you have submitted a cheque please keep it safe for 2 weeks, then destroy it securely.


Uncleared funds will appear in your account on the next business day (or the business day after that if you submit a cheque after 9pm Sydney time, or on a day that is not a business day). Funds will usually become available after a further 3 business days. 

Westpac Mobile Banking applications are only available for use by Westpac Australia customers.

Internet connection is needed to access the Westpac Mobile Banking app. Normal mobile data charges apply.

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