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Rewards credit cards

Altitude Business Platinum Mastercard®

Special offers
  • Earn 80,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Platinum Mastercard within 90 days from card approval1.

  • $0 annual card fee for the first year (usually $200)2.

For new cards approved by 26th February 2020. Exclusions apply.

Altitude Business Gold Mastercard

Special offers
  • Earn 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Gold Mastercard within 90 days from card approval3.

  • $0 annual card fee for the first year (usually $150). 2

For new cards approved by 26th February 2020. Exclusions apply.

BusinessChoice Rewards Platinum Mastercard

Special offers
  • Earn 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard card within 90 days from card approval4.

For new cards approved by 26th February 2020. Exclusions apply.

Start soaring with 120,000 bonus Qantas Points

With our BusinessChoice Rewards Platinum Mastercard card and the Qantas Business Rewards program.

Earn 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard card within 90 days from card approval⁴. For new cards approved by 26th February 2020. Exclusions apply. Find out more


Low rate cards, balance transfers and limit increases

BusinessChoice Everyday Mastercard

A joint and several liability credit card that helps keep your business expenses in check with a lower interest rate on purchases plus interest free days (when the closing balance is paid in full by the due date shown on your statement).

Features
  • Lower annual card fee
  • Lower rates
  • Basic insurance
  • Up to 10 cards.

 

Business credit card balance transfer

Consolidating your finances on to an Altitude Business credit card could save you the cost (and hassle) of maintaining several cards.

Current offer
  • 4.99% p.a. for 12 months on balance transfers5 requested at card application.
  • $0 annual card fee for the first year.

For new cards approved by 26th February 2020. Exclusions apply.

Business credit card limit increase

Increasing your limit can gives you flexibility with your cash flow to help you manage your day to day business expenses.

You can decrease your credit limit at any time. Please note, minimum card limits will apply for each credit card.

Things you should know

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.

Qantas Business Rewards membership: A business must be a Qantas Business Rewards Member to earn Qantas Points for the business. A one-off joining fee usually applies (currently $89.50 including GST), however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum Mastercard credit card facility. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas.com/business.

Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited.

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /  Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.

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