Altitude Business Gold Mastercard
Credit criteria and conditions apply.
- $0 annual Card Fee for the first year (usually $150).1
- 4.99% p.a. for 12 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. T&Cs apply.2
Frequent flyer options
Fly your own way with even greater choice of airlines with access to flight points from a range of world carriers, including Qantas.
Get rewarded sooner
All the reward points flexibility of the Altitude program, plus the peace of mind of complimentary purchase protection and a range of other insurance covers. Altitude Business Gold Mastercard is a personal liability business credit card with a credit limit from $1,000 up to $80,000.
Up to 55 days interest free on purchases
Up to 55 interest free days on purchases when you pay off your closing balance in full by the due date shown on your statement each month.
Easy tax reporting
Make tax reporting easy by setting up (and managing) an automated bank feed4 to connect your account(s)* with your third-party service provider, through Westpac Online Banking or easily export your transactions from Westpac live as a CSV file and import into your chosen system.
Both options could help reduce the time you spend on manual data entry from your business accounts – and make it easier to reconcile your transactions.
Additional cardholder at no extra cost
Add one additional cardholder (16 years or older) at no extra cost. The account holder (primary cardholder) is liable for all transactions on this card and their own card.
Pay faster with Mastercard tap & goTM
For a fast and convenient payment option for purchases under $100 - simply hold your Mastercard tap & goTM against the terminal wherever you see the contactless symbol or your card logo - no need to enter a PIN or sign (where available).
As well as an embedded microchip, take advantage of additional security measures helping defend against fraudulent activity:
- Extra security when you shop at participating online retailers Mastercard® SecureCode™ through the Westpac Added Online Security service
- Fraud Protection 24/7
Fraud Money Back Guarantee
Westpac Fraud Money Back Guarantee ensures that any unauthorised transaction claims will be reimbursed provided that the cardholder has not contributed to the loss and contacted us promptly. Refer to the Altitude Business Credit Cards Conditions of Use for full details of when cardholders may be liable. Further information on resolving credit card transactional issues please go to What to do if there is a fraudulent transaction on your card.
Things you should know
Fees, charges and credit criteria apply. Read the terms and conditions available above before making a decision.
Annual Card Fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual Card Fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual Card Fee is payable for each card associated with the facility.
Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the . You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.
You must have earned a minimum of 3,000 Altitude points before you can redeem any rewards. For Altitude Business Gold cards, a points cap of 20,000 points applies when using either or both cards. Bonus points do not count towards the points cap.
Bank feeds must be set up with third-party service provider before it can be connected in Westpac Online Banking. If your third-party service provider doesn’t appear in the drop-down menu in Westpac Online Banking, you may need to check that your third-party service provider is registered with Westpac. Should there be any changes to your user access or network access levels, you may need to disconnect your bank feed(s) as any access changes won’t impact bank feeds. The products and services offered by third-party service providers are subject to their own terms and conditions and fees and charges. Westpac doesn’t guarantee or endorse the services or products offered by third-party service providers.*Currently Business Credit Cards and Business Term Deposits accounts aren’t available for third-party service provider’s except MYOB. This may be extended to other third-party service providers in the future.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.