Activating your Westpac business credit or debit card
Have your card details to hand and you can be up and running in minutes.
How do I activate my business credit or debit card?
If you already have a personal account and are registered for Online Banking or have the Westpac App, you can activate your new card in three simple steps.
Using Online Banking:
- Select Service
- Under Card services select Activate Card
- Enter the card number and expiry date, then select Activate.
What if I’m not registered for personal Online Banking?
I’m an additional card holder. How do I activate my card?
Altitude Business Platinum Mastercard® and Altitude Business Gold Mastercard:
The primary cardholder (that's the person who opens the credit card account with us) must activate their credit card first before you can activate yours.
Each cardholder will then need to activate their own credit card following the steps above.
BusinessChoice Reward Platinum Mastercard and BusinessChoice Everyday Mastercard:
Principal 1 and Principal 2 must activate their own credit cards first. All credit cards – including additional cardholders – will be active the following day.
Anything else I need to do?
Set or change your PIN
You can set a PIN when you activate your card online. To find out how, see our guide to setting or changing your PIN.
Enhance your card security
Your card is already protected by a range of security measures including 24/7 Fraud Protection. For additional security, please sign the back of the card as soon as you receive it.
Consider setting up recurring payments
Recurring payments are a handy way to pay your regular bills such as power, gas and phone automatically from your credit or debit card. They can take the hassle out of remembering when your regular expenses are due, and some companies even offer discounts if you pay by automatic payment.
To set up automatic payments you’ll need to contact each service provider and supply them with:
- Your Westpac card number
- Card expiry date
- Card verification value (CVV) - this is the last 3 digits on the back of your Mastercard or Visa.
Manage any previous recurring payments
If your card has been reissued after being lost or stolen, the card details (number, expiry date and CVV) will be different. Some details may also be different if the card was reissued because of damage, or if it expired.
You’ll need to give the new details to any companies that were automatically debiting your previous card for services such as phone, electricity or rent. You can do this by giving them a call or checking their websites to see if you can update online.
Things you should know
World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.