Business rewards credit cards
Choose between our two rewards programs
Altitude Rewards
- Earn and redeem Altitude points for gift cards, merchandise, travel and frequent flyer points in a range of airline programs
- Available on both the Altitude Business Gold Mastercard® and Altitude Business Platinum Mastercard®
- Earn up to 2 points per $1 on eligible purchases.
or
Qantas Business Rewards
- Earn Qantas Points that can be transferred to any Qantas Frequent Flyer account and redeemed for flights, upgrades and more
- Available on the BusinessChoice Rewards Platinum Mastercard card
- Earn up to 0.75 point per $1.50 on eligible purchases.
Rewards credit cards
Altitude Business Platinum Mastercard®
Special offer
$0 annual card fee for the first year (usually $200)1.
For new cards approved by 29th September 2020. Exclusions apply.
Altitude Business Gold Mastercard
Special offer
- $0 annual card fee for the first year (usually $150).
For new cards approved by 29th September 2020. Exclusions apply.
BusinessChoice Rewards Platinum Mastercard
Special offer
- Qantas Business Rewards program one-off joining fee waived (saving you $89.50) for new Westpac BusinessChoice Rewards Platinum Mastercard cardholders. 2
For new cards approved by 29th September 2020. Exclusions apply.
Compare business credit cards
| Altitude Business Platinum Mastercard | Altitude Business Gold Mastercard | BusinessChoice Rewards Platinum Mastercard | |
|---|---|---|---|
| Points earned |
Altitude Points per eligible $1:
|
Altitude Points per eligible $1:
|
Qantas Points per eligible $1.50:
|
| Points cap | Uncapped Altitude Points | 20,000 Altitude Points per statement cycle | Uncapped Qantas Points |
| 24/7 concierge service | Yes | No | Yes |
| Overseas travel insurance3 | Up to 6 months | Up to 3 months | Up to 3 months |
| Purchase security insurance | Up to $5,000 for up to 4 months | Up to $5,000 for up to 90 days | Up to $5,000 for up to 90 days |
Not sure which card is right for you?
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Things you should know
Fees, charges and credit criteria apply. Read the terms and conditions available above before making a decision.
Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.
Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.
Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited.
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