Business rewards credit cards
Choose between our two rewards programs
Altitude Rewards
- Earn and redeem Altitude points for gift cards, merchandise, travel and frequent flyer points in a range of airline programs
- Available on both the Altitude Business Gold Mastercard® and Altitude Business Platinum Mastercard®
- Earn up to 2 points per $1 on eligible purchases.
or
Qantas Business Rewards
- Earn Qantas Points that can be transferred to any Qantas Frequent Flyer account and redeemed for flights, upgrades and more
- Available on the BusinessChoice Rewards Platinum Mastercard card
- Earn up to 0.75 point per $1.50 on eligible purchases.
Rewards credit cards
Altitude Business Platinum Mastercard®
Special offers
Earn 80,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Platinum Mastercard within 90 days from card approval1.
$0 annual card fee for the first year (usually $200)2.
For new cards approved by 29th June 2020. Exclusions apply.
Altitude Business Gold Mastercard
Special offers
Earn 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Gold Mastercard within 90 days from card approval3.
- $0 annual card fee for the first year (usually $150). 2
For new cards approved by 29th June 2020. Exclusions apply.
BusinessChoice Rewards Platinum Mastercard
Special offers
Earn 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard card within 90 days from card approval4.
For new cards approved by 29th June 2020. Exclusions apply.
Earn 80,000 bonus Altitude Points + $0 annual card fee
Earn 80,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Platinum Mastercard within 90 days from card approval¹.
For new cards approved by 29th June 2020. Exclusions apply. Find out more
Compare business credit cards
| Altitude Business Platinum Mastercard | Altitude Business Gold Mastercard | BusinessChoice Rewards Platinum Mastercard | |
|---|---|---|---|
| Points earned |
Altitude Points per eligible $1:
|
Altitude Points per eligible $1:
|
Qantas Points per eligible $1.50:
|
| Points cap | Uncapped Altitude Points | 20,000 Altitude Points per statement cycle | Uncapped Qantas Points |
| 24/7 concierge service | Yes | No | Yes |
| Overseas travel insurance† | Up to 6 months | Up to 3 months | Up to 3 months |
| Purchase security insurance | Up to $5,000 for up to 4 months | Up to $5,000 for up to 90 days | Up to $5,000 for up to 90 days |
Not sure which card is right for you?
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Things you should know
Fees, charges and credit criteria apply. Read the terms and conditions available above before making a decision.
Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.
Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.
Qantas Business Rewards membership: A business must be a Qantas Business Rewards Member to earn Qantas Points for the business. A one-off joining fee usually applies (currently $89.50 including GST), however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum Mastercard credit card facility. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas.com/business.
Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) / Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.
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