1 Qantas Points A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum Mastercard credit card facility. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the Westpac Terms and Conditions (PDF 270KB). Members will earn 1 Qantas Point for every $1.50 spent on eligible business purchases. Eligible business purchases do not include government charges, interest and other bank fees and charges, cash advances, balance transfers, BPAY payments and if the Billing Account is in arrears or over limit on the posting date of a transaction. View the Westpac Terms and Conditions (PDF 270KB) for full details. Qantas Points will be credited to the Members' Business Rewards account within 60 days of the first eligible purchase or card account has been linked to the BusinessChoice rewards facility. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited. Any claims in relation to Qantas Points under this offer must be made directly to Westpac by calling 1300 367 228.
2 Using Qantas Points You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions available at qantas.com/terms. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
^Points Cap: For BusinessChoice Rewards Platinum cards, earn 0.75 Qantas Points per $1.50 spent on eligible business purchases and 0.5 Qantas Points per $1.50 spent on Government payments up to a maximum of 100,000 Qantas Points per facility per month. This limit resets each month based on your facility’s statement date. Bonus Points earned are not a part of your monthly cap.
† In order to transfer Qantas Points from a Qantas Business Rewards account to an individual’s Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
+ Savings are available exclusively to Qantas Business Rewards Members on selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Advance purchase and other conditions may apply. Savings are subject to and deﬁned in the terms and conditions of Qantas Business Rewards as Member Savings.
# Discounted Qantas Club membership is available to Qantas Frequent Flyer members who are Qantas Business Rewards Flyers of the Qantas Business Rewards Member. The discount applies to the Qantas Club individual membership rates on new and subsequent memberships and is managed under the Qantas Club individually managed corporate scheme. Qantas Club membership is subject to the Qantas Club Terms and Conditions.
~ Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Qantas Business Rewards Members must transfer Qantas Points to individual Qantas Frequent Flyer account/s for redemption. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe beneﬁts tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points Qantas Shopping Online Mall and Card Offers. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. To purchase from Qantas Wine, you must be a Qantas Frequent Flyer member, 18 years of age and over and have an Australian delivery address. Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: LIQP770016736
Altitude Business Gold Mastercard and Altitude Business Platinum Mastercard
Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.
4 Earning and redeeming Altitude reward points: The earning and redemption of Altitude Points is subject to Westpac Altitude Business Rewards Terms and Conditions (PDF 2MB). The terms and conditions outline which purchases are eligible to earn points and the circumstances when you will not earn points, including when your account is overdue.
Complimentary insurance covers:
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Westpac cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). If an eligible persons wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the
Westpac Business Credit Cards Complimentary Insurance Policy (PDF 349KB)
Commercial Cards Insurance Policy (PDF 160KB)
which may be amended from time to time. This insurance is underwritten by Allianz. Westpac does not guarantee this insurance. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.
Registered to BPAY Pty Ltd ABN 69 079 137 518.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.