BusinessChoice Rewards Platinum Mastercard

Qantas Business Rewards

The Qantas Business Rewards program enables you to earn rewards points on business expenses paid for on your BusinessChoice Rewards Platinum Mastercard. Qantas Points earned by your business can be transferred to any Qantas Frequent Flyer account giving you more flexibility to choose how to use your rewards including flights, upgrades and over 3,000 items in the Qantas store.

Earning Qantas Points

To earn Qantas Points, your business must first join the Qantas Business Rewards program. A joining fee usually applies, however, Westpac has arranged for this fee to be waived for eligible BusinessChoice card facilities - a saving of $89.50¹. All businesses with an ABN are eligible to join. Qantas Points are credited to the ABN holder's Qantas Members’ Business Rewards account within 60 days of the first eligible purchase or card account has been linked to the BusinessChoice Rewards Platinum Mastercard facility. 

The Westpac BusinessChoice Qantas Business Rewards Terms and Conditions (PDF 83KB) will detail how and when Qantas Points will be earned on card purchases and how points will be credited to the business' Qantas Business Rewards membership.

Earn 0.75 Qantas Point per $1.50 spent on eligible business purchases. Earn 0.5 Qantas Points per $1.50 spent on government payments. Qantas Points on eligible transactions are capped at 100,000 Qantas Points per month (excluding bonus Qantas Points).^{^}

Visit qantas.com/business for more information.

Receive a range of complimentary platinum insurance covers² as part of BusinessChoice Rewards Platinum Mastercard.

Travel

• International Travel Insurance - Access to up to 3 months' complimentary cover for International Travel Insurance when you meet the eligibility criteria as set out in the Credit Card Complimentary Insurance Policy including prepaying $500 of your travel costs to your eligible card and holding a return overseas ticket before departing Australia, (see policy document for full eligibility criteria, terms, conditions, and exclusions).
• Interstate Flight Inconvenience Insurance - Interstate Flight Inconvenience Insurance covers against Cancellation, Flight Delay, Luggage, Luggage Delay and Funeral Expenses when you charge the entire cost of the return interstate flight to your eligible credit card (terms, conditions, exclusions and eligibility criteria apply).
• Overseas Transit Accident Insurance - Overseas Transit Accident Insurance covers against specified accidental death or injury when sustained overseas while riding, boarding or alighting as a passenger in a plane, bus, train or shorthaul ferry when you have purchased the tickets for the entire trip using your Credit Card before you leave (terms, conditions, exclusions and eligibility criteria apply).

Please refer to Travel Alerts and Information as you may not be covered or your claim may be affected in circumstances where you have failed to follow advice or take heed of a warning from any government or official body, or any publication or broadcast by any member of the mass media.

Purchase-related insurance

• Purchase Protection Insurance - Access to up to 4 months Purchase Protection Insurance on eligible purchases, as set out in the Credit Card Complimentary Insurance Policy (terms, conditions, exclusions and eligibility criteria apply).
• Extended Warranty Insurance - Up to 24 months extended warranty insurance cover (in addition to the manufacturer's expressed Australian warranty) on a range of personal items purchased using your Credit Card and up to 3 months on Business items (terms, conditions, exclusions and eligibility criteria apply).

Business related

• Account holder's Unauthorised Transaction Insurance - Unauthorised Transaction Insurance will indemnify the account holder for eligible unauthorised transaction (terms, conditions, exclusions and eligibility criteria apply).

Read more about travelling overseas and insurance

For more interest rate information see the BusinessChoice Cards Terms and Conditions (PDF 270KB)

Information needed

• Income, employment, financial commitment details, Liabilities, assets and expenses
• Business details (including ABN, principal's details, address, phone number)
• Personal and the Business finances, including  after-tax income (including previous year)
• Accountant or financial secretary details (including phone number is optional)
• Australian driver's licence (if you have one)
• Westpac account and customer numbers (where applicable).

What to expect

The application form will take approximately 20 mins to complete (10 mins for existing customers).

Applicants must be

• Australian permanent residents
• Over 18 years old
• Intending to use the facility for business or investment purposes
• The business owner, trustee or company director.