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Download the Westpac App today to experience the #1 Australian banking app*.

Register for Online Banking, and you’ll also be registered for the Westpac App. Download or update to the latest version of the app for access to an ever-growing list of app-only features and services.



Not a Westpac customer yet?

Enjoy the Westpac App’s features by becoming a customer. Let’s help you find an account that could fit.


Help in more ways than you'd expect


Find what you’re looking for with Smart Search. Manage your cards, access statements, or find features faster.

Discover how


View the balance of three main accounts and quickly transfer money without signing in with Quick Balance.

Find out more


Sign in safely and securely using facial recognition, your fingerprint, a 4-digit passcode or your password.

Learn more


Our Security Wellbeing Check details measures to help safeguard your information when banking online.

You're protected

Westpac App Budget Tools

Track your cash flow by sorting income and expenses into categories and subcategories to understand your spending better and spot a place to save. By tagging your transactions with unique labels, you’ll be able to sort transactions or keep track of spending for an event, holiday or even a joint account holder.


Compare spending across categories

Better understand your spending on essentials and those little luxuries to see where you’ve got money to splash out or where to cut back to save.


Track trends in your cash flow

Surprised by your bank balance? Tracking your income vs expenses can help you plan for costlier months or those with extra cash ripe for saving.


What else can I do?

  • Keep on top of your bills

    Set up Bills Calendar in the Westpac App and manage your bills and expenses all in one place. Activate reminders and never miss a payment. Bills Calendar


  • Keep track of shared expenses

    Take the hassle out of shared expenses by managing who owes you, the amount owed and the payment request by creating a group of up to 20 people with Split Group Expenses. Learn more


  • Make transfers and payments 

    Transfer between accounts or make payments to others with Pay Anyone (includes PayID) and BPAY®, plus recurring and international payments. Find out how


  • Identify unknown transactions

    Businesses sometimes trade under a different name to the one they registered. To help you identify these purchases, you can use the Look Who’s Charging feature. Discover more

Manage your cards all in one place

Manage your cards on the go with Cards Hub. Access your Digital Card, change your PIN or temporarily lock or replace your card.

Discover more with Cards Hub


Westpac Protect™ Online Banking Security Guarantee

If your Westpac account is compromised due to Online Banking fraud, we guarantee to repay any missing funds, provided you comply with our Online Banking Terms and Conditions.


Contact us in the Westpac App. We're available 24/7

Sign into the app, tap ‘contact us’, skip the automated questions and talk to the right person, not a phone menu. We'll be ready to help you as soon as we receive the call.

Things you should know

* Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.

Read the Westpac Online Banking Terms and Conditions (PDF 409KB) at before making a decision and consider whether the product is right for you.

Westpac’s Online Banking Security Guarantee - If your Westpac account is compromised due to Online fraud, we guarantee to repay any missing funds, provided you complied with our Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ Security codes) private, not participating in the unauthorised transaction, and immediately notifying us when you suspect an unauthorised transaction or potential fraud on your accounts.

The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.

Quick Balance: Only eligible accounts can be displayed. Available on compatible devices with supported operating systems. View the full list of compatible devices and supported operating systems at

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