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Things to consider

Decide your goals

Are you planning to supplement your income with a rental property, use negative gearing for tax benefits, or are you aiming to make a profit from the property's capital growth?1

Do your figures

Work out how much you can afford to spend as well as your repayments. If you're a Westpac customer, you can see some of the options available to you through Westpac Wonder.

What about using existing equity?

If you have equity available in your home, you may be able to use this to help buy your investment property.

Choosing the right investment loan

One size doesn't fit all when it comes to investment loans. Maybe you want the certainty of a fixed rate or the flexibility of a variable rate.
Our home loan experts can help explore your options with you

Things you should know

1. Tax
The tax information is general information only. It doesn’t take into account your personal financial situation or needs. You may wish to consult a financial planner or tax agent to obtain advice tailored to your personal circumstances.

2. RP Data Property Report
While the RP Data property reports are offered to Westpac customers with the permission of RP Data Pty Ltd ABN 67 087 759 171, Westpac accepts no responsibility for their accuracy or completeness. We recommend you seek independent advice before making a decision based on this information.