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What we ask

A few simple questions about you, such as income and expenses.

What you’ll see

Your estimated borrowing power for a home loan with repayment options.



Get 200,000 Velocity Points with a new home loan

Min loan $250k with a Premier Advantage Package. $395 annual package fee.

Offer ends 30 September 2018. Conditions apply Find out more

Home loan repayments

Estimate your monthly home loan repayments based on your loan amount.

Stamp Duty Calculator

Estimate how much Stamp Duty you might have to pay when buying a property.

Other calculators

Things you should know:

* This calculation is not an offer of credit but an estimate only of what you may be able to borrow based on the information provided and does not include all applicable fees (except for monthly fees). Your borrowing power amount may be different when you complete a full application and we capture all details relevant to our lending criteria. Our lending criteria and basis upon which we assess what you can afford may change at any time without notice. Before acting on this calculation you should seek professional advice.

All interest rates referred to in the calculators are current, as indicated on westpac.com.au. The interest rates represented on this page may include promotional discounts and are subject to change. When assessing ability to service a loan, Westpac may use an interest rate that is higher than the current interest rate for the loan requested.
 

The output of each calculator is subject to the assumptions provided under each calculator and are subject to change.  The calculator does not take into account any future refinancing options which may be available. The calculator does not take into account any product features, grants or any applicable bank fees.  For details on fees and charges, please go to westpac.com.au
 

  1. Special Offer - Flexi First Option Home Loan with Principal and Interest repayment

    Credit criteria, fees, charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.

    Offer commences 19 September 2018 and may be varied or withdrawn at any time. This special offer is only available on new Flexi First Option Home Loans with principal and interest repayments. Rate includes a 0.75% discount off our Flexi First Option Home Loan Variable Rate for the Life of Loan. Excludes internal refinances or switches within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available to company and trust account holders. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts.  Interest rate is subject to change

  2. The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  3. Special Offer - Flexi First Option Investment Property Loan with Principal and Interest repayment
     

Credit criteria, fees, charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.
 

Offer commences 19 September 2018 and may be varied or withdrawn at any time. This special offer is only available on new Flexi First Option Investment Loans with principal and interest repayments. Rate includes a 0.80% discount off our Flexi First Investment Loan Variable Rate for the Life of Loan. Excludes internal refinances or switches within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available to company and trust account holders. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Interest rate is subject to change.

 

 

© 2016 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.