Buying your next home
Tools and resources
Home equity calculator
Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.
Next home buyer guide
Get a printable version of the Westpac Next Home Buyer Guide.
Articles to get you started
Planning your next step
Your next home could be a much more complex purchase than your first. All the more reason to start planning early.
Selling your home
Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.
Buying your new place
There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.
Why Westpac?
We can help make each stage of your next-home-buying journey a little simpler for you.
Make decisions with confidence
Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.
Take your loan with you
Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).
Bridge the gap
Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).
Applying is simple, get started online
Get started online
Apply for a new home loan, conditional approval or switch from another bank. It should only take around 20 minutes to apply.
Learn how much you could borrow
We’ll show you what you could afford to spend on a property and estimated costs involved.
One point of contact
You’ll be assigned a home finance manager who’ll answer all your questions.
Track your progress
Follow your application all the way to settlement and get notifications so you know what’s coming next.
Already started an application? Retrieve your application
What kind of home loan are you looking for?
Things you should know
Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.
Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be automatically deposited into this account within 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 1MB)