Buying your next home

Planning to buy your next home? We can help you understand your options.

What would you like to do?

Bridge the gap

If you’ve found a great new property but haven’t sold the old one, we can help you close the gap with a bridging loan.

Why choose a bridging loan?

A bridging loan allows you to finance your new home while you sell your current one. You can choose to pay interest only, or capitalise the interest and freeze repayments.

 

More options

All of our home loans are available to you and can be tailored to your needs.
 

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Selling before you buy

Selling before you buy means you avoid having to cover two mortgages at once, and you know how much capital is available for your next home. Plus, you may be able to ‘port’ your loan.

Why port your loan?

If you already have a home loan with us you may be able to ‘take the loan with you’ when you move, saving you the cost and inconvenience of establishing a new one.

 

More options

All of our home loans are available to you and can be tailored to your needs.
 

Enquire now

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Keep your home and buy another

You may want to move into a new home and keep your current home as an investment property or a second home.

Need to downsize, upsize or relocate, but don’t want to let go of your current home? You might be surprised to find that keeping your first home as an investment property can be within your reach.

If you keep your current property you’ll be looking at an entirely new home loan for your next purchase. You can view and compare all our home loans to see which loan suits your needs.

 

Did you know?

You may be able to use the available equity in your current home to help you finance your new one.

Find out more

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Tools and resources

Free property reports

Get estimated property values in your suburb of choice.

Stamp duty calculator

Estimate how much stamp duty you might have to pay when buying a property.

Other calculators

More information 

Typical costs involved

Costs may have changed since you bought your first home, or there may be additional costs associated with selling that you haven't considered. 

 

Home buying process

Understand the steps involved with buying a property and things you may need to consider.

 

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Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.