Buying your next home
Tools and resources
Next move calculator
Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.
Next home buyer guide
Get a printable version of the Westpac Next Home Buyer Guide.
Articles to get you started
Planning your next step
Your next home could be a much more complex purchase than your first. All the more reason to start planning early.
Selling your home
Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.
Buying your new place
There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.
Why Westpac?
We can help make each stage of your next-home-buying journey a little simpler for you.
Make decisions with confidence
Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.
Take your loan with you
Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).
Bridge the gap
Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).
Get $2,000 cashback with a Westpac home loan
You could get $2,000 cashback for new Owner Occupier and Principal & Interest repayments and Investment Loans. Apply by 31 March and settle by 31 May 2020.
Available on our Premier Advantage or Flexi First Option Home Loan. Exclusions, T&Cs apply. $395 package fee applies to Advantage Package Loans only. $150K min loan per property.^ Request a call back
What kind of home loan are you looking for?
Things you should know
Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.
^$2,000 Cashback: Offer available for new home loan applications received between 22 January 2020 to 31 March 2020 and settled by 31 May 2020. Offer available on the Premier Advantage Package and Flexi First Option Home Loans for Owner Occupier with Principal and Interest repayments and Investment Loans. $150k min loan size applies. Offer current as at 22 January 2020. Offer may be varied or withdrawn at any time. This offer cannot be used in conjunction with any other purchase cashback offer. Only 1 cashback per property purchase will be paid regardless of the number of customers involved. Excludes all refinances including switches and internal refinances of home loans within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. For Portabilities, settlement on the new security must be by 31 May 2020. Offer not available for new Owner Occupier Interest Only loans or residential lending originated under family or company trusts.
Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be automatically deposited into this account within 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 56KB)