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Tools and resources

Home equity calculator

Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.

Calculate your equity

Online property research

Use our tool to get a property overview for a whole suburb or search specific addresses to see nearby schools and public transport.

Other calculators

Our online calculators can help you get a sense of your borrowing power, plus the purchase costs and repayments on your next home.

Next home buyer guide

Get a printable version of the Westpac Next Home Buyer Guide.

Articles to get you started

Planning your next step

Your next home could be a much more complex purchase than your first. All the more reason to start planning early.

Selling your home

Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.

Buying your new place

There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.

Why Westpac?

We can help make each stage of your next-home-buying journey a little simpler for you.

Make decisions with confidence

Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.

Take your loan with you

Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).

Bridge the gap

Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).

Applying is simple, get started online

Get started online

Apply for a new home loan, conditional approval or switch from another bank. It should only take around 20 minutes to apply.

Learn how much you could borrow

We’ll show you what you could afford to spend on a property and estimated costs involved.

One point of contact

You’ll be assigned a home finance manager who’ll answer all your questions.

Track your progress

Follow your application all the way to settlement and get notifications so you know what’s coming next.


Already started an application? Retrieve your application


What kind of home loan are you looking for?

Fixed-rate home loans

Lock in the interest rate for a set period on all or part of your loan amount for peace of mind.

Variable-rate home loans

Opt for a variable rate and get ahead on your mortgage with no cap on extra repayments.

Home loan packages

Package your home loan to get interest rate discounts and savings on other great products.

Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.


Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be automatically deposited into this account within 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 1MB)