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Tools and resources

Next move calculator

Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.

Calculate your equity

Online property research

Use our tool to get a property overview for a whole suburb or search specific addresses to see nearby schools and public transport.

Other calculators

Our online calculators can help you get a sense of your borrowing power, plus the purchase costs and repayments on your next home.

Next home buyer guide

Get a printable version of the Westpac Next Home Buyer Guide.

Articles to get you started

Planning your next step

Your next home could be a much more complex purchase than your first. All the more reason to start planning early.

Selling your home

Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.

Buying your new place

There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.

Why Westpac?

We can help make each stage of your next-home-buying journey a little simpler for you.

Make decisions with confidence

Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.

Take your loan with you

Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).

Bridge the gap

Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).

Get $2,000 cashback with a Westpac home loan

You could get $2,000 cashback for new Owner Occupier and Principal & Interest repayments and Investment Loans. Apply by 31 March and settle by 31 May 2020.

Available on our Premier Advantage or Flexi First Option Home Loan. Exclusions, T&Cs apply. $395 package fee applies to Advantage Package Loans only. $150K min loan per property.^ Request a call back

What kind of home loan are you looking for?

Fixed-rate home loans

Lock in the interest rate for a set period on all or part of your loan amount for peace of mind.

Variable-rate home loans

Opt for a variable rate and get ahead on your mortgage with no cap on extra repayments.

Home loan packages

Package your home loan to get interest rate discounts and savings on other great products.

Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.


^$2,000 Cashback: Offer available for new home loan applications received between 22 January 2020 to 31 March 2020 and settled by 31 May 2020. Offer available on the Premier Advantage Package and Flexi First Option Home Loans for Owner Occupier with Principal and Interest repayments and Investment Loans. $150k min loan size applies. Offer current as at 22 January 2020. Offer may be varied or withdrawn at any time. This offer cannot be used in conjunction with any other purchase cashback offer. Only 1 cashback per property purchase will be paid regardless of the number of customers involved. Excludes all refinances including switches and internal refinances of home loans within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. For Portabilities, settlement on the new security must be by 31 May 2020. Offer not available for new Owner Occupier Interest Only loans or residential lending originated under family or company trusts. 


Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be automatically deposited into this account within 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 56KB)