Mortgage Repayment Calculator

Use our mortgage repayment calculator as a guide to what your repayments could be on your new home loan.

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What will the repayments be on my mortgage?

Our mortgage repayment calculator gives you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think you'll be paying.

Once you get an idea of your mortgage repayments from the calculator, together with the rest of your budget you'll start to see whether you can realistically afford the home you want to buy, you might even discover you can afford a more expensive one than you first thought.  

How much can I borrow?

Find out your borrowing power with our mortgage calculator.

Stamp Duty Calculator

Estimate how much Stamp Duty you might have to pay when buying a property.

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Things you should know

The above rates exclude any LVR discounts available for new loans

Premier Advantage Package Conditions of Use (PDF 56KB)

*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Premier Advantage Package Conditions of Use apply and are available above. Annual fee, currently $395, applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Not available to company and trust account holders.

^ Learn more about Home loan repayment types.

  1. The output or result of these calculators:
    1. is subject to the assumptions which are subject to change;
    2. is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 1300 786 029.  We recommend that you consult your financial adviser before taking out a loan;
    3. does not represent either a quote or pre-qualification for a loan;
    4. may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, Westpac may use an interest rate that is higher than the current interest rate for the loan requested.
  2. The interest rates used in the calculator:
    1. are current, as indicated on our home loan interest rate pages;
    2. are Westpac's standard interest rates and include any package or promotional discounts; and
    3. are subject to change.