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Get $50 on us!

Online Only

New to Westpac Choice? Open an account online by 29 March 2018 and deposit $250 within 45 days and we’ll deposit $50 into your account.

You must be under 21 or a full time student or new to Australia (arrived in the last 12 months). Identification must be completed in branch to receive the $50. Conditions apply*.

Open in less than 3 minutes

Set up your account now in less than 3 minutes

Open your account up to 12 months before you arrive or once you arrive


Pay no monthly service fee for the first 12 months

And if you’re a student you won’t pay any monthly service fee while you’re a full time student or under 21 in Australia

You’ll be with Australia’s first bank

We have 200 years’ experience helping customers create a new life in Australia

ATM network at home and overseas

Pay no ATM withdrawal fee at over 10,000 Australian ATMs as well as at over 50,000 ATMs globally via the Global ATM Alliance 2. Other fees may apply.

Get started with a bank account today

International students

Westpac Choice for students is designed for if you’re planning on studying in Australia.

Live and work in Australia

Westpac Choice for Migrants is designed for if you’re planning on living and working in Australia.


Setting up a business in Australia? We have a range of accounts that can help get your business banking sorted.

Transferring money
  • Once your account is open, you can deposit money into your account by using international payments1
  • Register for online banking and easily transfer money back to friends and family
  • You can withdraw funds once you've completed an identity check when you arrive in Australia2
Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 149KB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 115KB)

Online Banking Terms and Conditions (PDF 288KB)

Find out what information you need to provide to become a customer (PDF 768KB)

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.

1. Conditions, fees, charges and foreign currency exchange rates apply. You will need to check with your bank, financial institution or exchange dealer before your transfer.

2. Visit a Westpac branch when you arrive to complete your ID verification. Withdrawals cannot be made until ID verification is completed.


*$50 Offer: Fees and charges apply. Read the terms and conditions before making a decision and consider whether the product is appropriate for you. Excludes customers who have held a Choice account with Westpac anytime from 5/2/17. You must be under 21 or a full time student or new to Australia (i.e., arrived in the last 12 months). Eligible customers need to open a Choice account online between 5/2/18 and 29/3/18 (inclusive) and deposit a minimum of $250 within 45 days of account opening. Eligible customers who have completed identification will receive $50 deposited into their account within 55 days of account opening. Offer limited to one $50 deposit per eligible customer. Where a joint account is opened, the offer is limited to only one $50 deposit in respect of the account. If one of the joint account holders has already received their $50 deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.