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What is PayWay?

PayWay is a simple, secure, internet-based solution that helps you to better manage cash flow and customer payments.

PayWay has a suite of modules that support multiple payment types, such as one off and repeat payments.

One off payments

For one off payments, you could offer your customers the option:

  • To pay by credit card through your website or call centre
  • To place telephone or mail orders
  • To pay over the phone 24 hours a day with an interactive voice response system.

Repeat payments

For repeat payments, you could offer your customers the option:

  • Regular debits from their bank account or credit card
  • To sign up for regular debits through a secure web page
  • To pay regular, monthly or annual fees.


Modules available - PayWay Batch and PayWay Recurring Billing.

PayWay Recurring Billing

PayWay Recurring Billing lets you easily schedule regular collection of credit card and  direct debit payments.

  • Perfect for businesses who collect payments from their customers on an ongoing and regular basis
  • Ideal for subscription based business (gyms, personal trainers, insurance, payment plans)
  • Ensure a steady cash flow  by automating regular payment collection from your customers.2


PayWay Batch Payments

PayWay Batch Payment processing lets you process large volumes of online and periodic credit card payments by simply uploading a file.

  • Ideal for phone and high volume mail orders or donations
  • Bulk processing of credit card payments
  • Ideal for processing regular mail or phone orders
  • Enjoy an improved cash flow and reduced administration costs.2



BPAY® is a national electronic payment service, which allows your customers to pay you over the phone or through internet banking.

  • Improved cash flow with no dishonoured cheques or payments
  • Same day value for payments up to daily cut off
  • Lower payment collection costs
  • Reduced administration time, with all Easy BPAY Payments appearing on your bank statement with payment details.3


See how easily PayWay integrates with your website or accounting software

Get started with a developer test account.

Terms and conditions apply. Find out more

Things you should know

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges (PDF 1MB) apply. Full details are available on request.

1.  If you want to accept American Express, Diners Club or JCB cards you will need to enter separate agreements with American Express, Diners Club International or JCB International.

2. Same day settlement is available for Visa and Mastercard transactions processed before 6p.m. AEST and that are settled to a Westpac business transaction account. Does not include weekend or national public holidays, where settlement will occur on the next banking day. Transactions processed through other card schemes are subject to your agreement with the relevant card scheme.

3. If you would like to receive a single electronic report with a bulk credit on your bank statement, then talk to us.
Mastercard is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.