Compare EFTPOS machines

Get help finding the most suitable type of EFTPOS machine for your business.
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The smart terminals that grows with your business

Need added functionality? Take all the best features of EFTPOS Flex or EFTPOS Now and boost it with the Presto Dashboard app, integrating your point of sale (POS) system for flexible, portable and convenient payments.

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Call us on 1800 029 749

(8am-8pm Sydney time, Mon-Fri).

Common questions about EFTPOS machines

What is the main difference between EFTPOS machines?

A key difference between EFTPOS machines is that some integrate with point of sale (POS) systems and some are standalone, meaning you manually key-in the amount to be paid. Westpac also offers the EFTPOS Air app, which allows payments to be taken on compatible phones and tablets8. The mobile app has built-in POS features included at no extra cost.

All our EFTPOS machines are simple, reliable, secure and easy to use. They offer instant settlement (to a Westpac business transaction account) for your daily business takings and 24/7 technical support. The EFTPOS Air app offers same day settlement. 

So, whether your business accepts EFTPOS payments at the counter or on the move, we’ve got you covered.

This will depend on your specific business needs. You may want an EFTPOS machine that integrates with your point of sale (POS) system, so you don’t need to manually key-in the amount to be paid. Alternatively, you may be happy with a standalone terminal that accepts EFTPOS payments at a fixed location, or has wireless portability for at-table payments.

Whatever EFTPOS machine you choose, make sure you do your research to find the payment solution that's suits your business. Here are 8 questions to consider when shopping for an EFTPOS machine.

  1. Decide if you want to integrate your EFTPOS with a point of sale (POS) system
  2. Compare fees – you may wish to choose custom pricing where the fees may be tailored for your business
  3. Think about ease of use and simplicity of training
  4. Check for backup connectivity, which guards against network outages
  5. Consider battery life
  6. Check how long it will take for your takings to actually get into your bank account
  7. Ask how long delivery and set-up takes and if there is a charge for both
  8. Make sure your supplier offers adequate support that suits your business hours.

Disclaimers

Applications for Westpac merchant services are subject to approval.  Terms and conditions and other fees and charges (PDF 180KB) apply. Full details are available on request.
 
  1. You can find out if your POS is compatible with the Presto app.
  2. The Point of Sale solutions are supplied by POS Providers, not us. We do not guarantee or endorse those products and any related services.
  3. Subject to our approval. This functionality is POS dependent.
  4. Westpac instant settlement functionality is not available between 9:30 pm and 11:00 pm - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard®, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).
  5. To accept American Express and JCB cards, you’ll need to enter into a separate merchant agreement with American Express.
  6. Our 0.79% flat transaction rate applies to eftpos, Mastercard®, Visa and UnionPay but not to American Express or JCB cards. The flat transaction rate is subject to periodic reviews and may be adjusted at the start of April and October each year. Please refer to Your guide to merchant fees and charges (PDF 180KB) for eligibility criteria and T&Cs.
  7. 1.25% flat transaction rate: Applies to eftpos, Mastercard® and Visa payments by card or digital wallet. 1.25% flat transaction rate for American Express and JCB is charged by American Express and is subject to eligibility. Other fees and charges may be charged by American Express. Separate application with American Express required which jointly covers American Express and JCB cards. The flat transaction rate is subject to periodic reviews and may be adjusted at the start of April and October each year. Please refer to Your guide to merchant fees and charges (PDF 180KB) for eligibility criteria and T&Cs.
  8. Compatibility: To use EFTPOS Air, your iPhone or Android device must be Near Field Communication (NFC)-enabled and running a supported iPhone Operating System (iOS) or Android Operating System (OS), as listed at westpac.com.au/eftposaircompatibility, which may change from time to time. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
  9. This functionality is POS dependent

  10. 4G backup is not available for Linkly Cloud connectivity. Refer to EFTPOS Connect Quick Reference Guide (PDF 454KB) and User Guide (PDF 3MB) for details.

Bluetooth® is a registered trademark owned by Bluetooth SIG, Inc. and use of the mark by Westpac is under license.

UnionPay is a trademark of UnionPay International Co. Ltd.

Visa is a registered trademark of Visa International Service Association.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.

iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc.
Android, Google Play and the Google Play logo are trademarks of Google LLC.