Image of a small business owner reviewing EFTPOS machine costs and fees.

EFTPOS machine costs

Compare the value of our EFTPOS solutions, including physical terminals and our EFTPOS Air mobile app for compatible phones and tablets¹.
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Simple pricing and no lock-in contracts

Flat transaction rate

1.2% for EFTPOS machine transactions.

Or 1.4% for EFTPOS Air transactions using our app on your mobile.2

plus

Monthly terminal fee

Starting at $24.75 a month for an EFTPOS Now. Or $0 for EFTPOS Air as it’s an app on your own phone.

Giving your customers the convenience of paying the way they choose is a great way to help grow your business. Westpac provides fast, reliable, and secure payment solutions so you never miss a sale.

 

Benefits for your business



No setup fees

Get up and running for nothing, with professional installation or our DIY kit for terminals, or a simple app download for EFTPOS Air once approved.
 



No lock-in contract

Enjoy all the benefits of our EFTPOS machines and EFTPOS Air app, with no lengthy contracts or minimum turnover commitments to worry about.
 



Costs covered

Pay nothing for paper receipt rolls for your EFTPOS machine, and the investigation of occasional transaction disputes.³

No hidden fees or charges.
All are quoted upfront.

Fee Description Amount (GST inclusive)
Flat transaction rate Charged on all eftpos, Mastercard, Visa and UnionPay transactions2.

1.2% (EFTPOS machines)

1.4% (EFTPOS Air app)

EFTPOS Air does not accept UnionPay.
Monthly terminal fee The cost of providing and maintaining your EFTPOS terminal (if you have one)

$24.00 (EFTPOS Flex)

$24.75 (Standalone EFTPOS Now)

$27.50 (EFTPOS Connect)

$35.00 (EFTPOS Now with Presto)

$35.00 (Presto Smart)

(N/A) (EFTPOS Air)
Equipment not returned/ damaged fee 
 A charge to cover damage to one of our terminals, or not returning it.
 $550 (maximum fee charged.)

Explore our EFTPOS machine options

Take payments anywhere in store or on the go

EFTPOS Now, our latest portable EFTPOS machine – great for cafés, shops, market stalls, food trucks, trades and professional service businesses.
 

Starting from $24.75 a month terminal fee

Find out more

Integrate with Linkly POS systems⁴

EFTPOS Connect, great for larger retailers, hotels, restaurants and cafés wanting to integrate with point of sale (POS) systems powered by Linkly.
 

$27.50 a month terminal fee

Find out more

Fast fixed POS, including self-serve kiosks

EFTPOS Flex, great for quick service restaurants, larger retail, bars and clubs wanting scalability and point of sale integration powered by Linkly.
 

$24.00 a month terminal fee

Find out more

Discover a new, easier way to take payments

Get paid anywhere, using our EFTPOS Air app on your compatible device. T&Cs apply.

Explore EFTPOS Air

Still don’t know which one to choose?

Use our handy tools to compare EFTPOS machines to find the solution for your business.

Help me choose
Compare EFTPOS machines

FAQs about EFTPOS machine costs

Yes, the monthly terminal fees and other costs featured on this page include GST.

Merchant Helpdesk

1800 029 749

Available 24/7

Or:

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Things you should know

Applications for merchant services are subject to approval. Terms and conditions apply. Full details are available on request.


1. To use EFTPOS Air your iPhone or Android device will need to be Near Field Communication (NFC) enabled and running on one of the supported iPhone Operating System (iOS) or Android Operating Systems (OS), listed at visit  https://help.eftposair.westpac.com.au/compatibility/, which may change from time to time.
 
2. Our 1.2% flat transaction rate applies to eftpos, Mastercard ®, Visa and UnionPay but not to American Express, Diners Club or JCB cards. A 1.4% EFTPOS Air flat rate applies to eftpos, Mastercard® and Visa payments only, by card, mobile wallet or wearable.
 
3. Fees may be charged for chargebacks that are deemed to be excessive by us. You will be notified in writing one month prior to the fee being charged.
 
4. The point of sale solutions are supplied by POS providers, not Westpac. Westpac does not guarantee or endorse those products and any related services. You can find out if your POS is compatible with the Presto app.
 

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

UnionPay is a trademark of UnionPay International Co. Ltd.

American Express® is a registered trademark of American Express.