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Why choose Presto Smart?

  • Seamlessly connects your EFTPOS terminal to a range of Point of Sale systems1
  • Fast and secure payments to save you time
  • Take payments anywhere in store
  • Simple and easy reconciliations
  • Great for hospitality and retail businesses.

Switch over to 3G3 if your main communication method drops out.

Instant settlement2

Card payments appear in your Westpac business transaction account instantly which will help keep your cash flowing.
Find out more

Quick setup

Connects with ease to a variety of popular Point of Sale systems1 (with more to come).


Every business is unique, so to ensure we inform you about the appropriate fees for your situation request a callback for a detailed quote.

Alternatively, you can speak to our helpful Merchant Business Solutions team by calling 1800 029 749 8am-8pm, Mon-Fri.

Choose your terminal

Choose your terminal based on your payment needs in store.


Things you should know

Applications for merchant services are subject to approval. Terms and conditions and fees and charges (PDF 69KB) apply. Full details are available on request.

1. The Point of Sale solutions are supplied by POS Providers, not Westpac. Westpac does not guarantee or endorse those products and any related services.  You can find out if your POS is compatible with Presto Smart.  

2. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (EFTPOS 1 and Presto Smart terminals) and between 9:30pm and 11:00pm (EFTPOS Connect terminals) - Sydney time. You can only settle a Westpac issued EFTPOS terminal once each day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).

3. Standalone mode allows you to process card payments even when the POS is not connected to your EFTPOS terminal.

4. Subject to Westpac approval.

5. Pre-authorisation functionality will be subject to scheme rules and enabled for eligible merchant category codes.

6. This functionality is POS dependent.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.