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EFTPOS flex

High-speed, fixed EFTPOS solution

  • Seamless integration with 500+ POS systems via Linkly
  • Boost efficiency by connecting to a self-serve checkout or kiosk
  • Designed for speed of service to minimise customer queues
  • Instant access to daily takings into your Westpac business account¹


$24.75 monthly terminal fee + 1.2% flat transaction rate3

Tired of paying merchant fees?

Take a break and enjoy $0 merchant fees for 3 months for eligible merchant facilities^.
offer image

Call 1800 029 749 for support to keep you trading

Get help from our 24/7 Australia-based Merchant Helpdesk and 4-hour terminal replacements in metro areas.

Digital EFTPOS Flex user guide

Increase your business’ efficiency with a fast, hard-wired terminal

Features to help you and your customers

Integrates with over 500 POS systems via Linkly, so that taking payments is a breeze¹.
 

  • Supports split billing, tipping, cash out and more⁴
  • Connect using USB, Wi-Fi or ethernet
  • Recover transaction costs with automated surcharging 

Setup to suit your business’ needs

Designed for businesses that take payments at a fixed POS, or at self-service checkouts and kiosks.
 

  • Simple flat rate or customised pricing
  • Our technicians will install your terminal(s), run some checks and walk you through the features
  • Affordable scalability: add extra terminals as your business grows

Need a different solution?

EFTPOS Now with Presto

Portable terminal: view your dashboard on phone, tablet and desktop – with wireless integration in-store and on-the-go.

EFTPOS Flex with Presto

Fixed/wired terminal: view your dashboard on phone, tablet and desktop – with Wi-Fi + ethernet kiosk and self-serve integration.

EFTPOS Connect

Chosen by larger retail stores, service stations and food service chains using Linkly integrated point of sale systems.

How POS integration works with a self-serve kiosk

  1. As the terminal is a fixed EFTPOS solution, it’s hard-wired and can optionally connect to a self-serve checkout or kiosk
  2. Your POS calculates the total payment due and sends it to the EFTPOS terminal
  3. Card payment is taken at the self-serve checkout/kiosk
  4. The transaction outcome is sent back to the POS to display to the cashier or customer
  5. After settling, daily takings can be accessed via the linked Westpac bank account2.


Find out more about Linkly POS integration

EFTPOS flex kiosk

Ready to get started?

Request a callback

Leave your details and one of our EFTPOS specialists will get back to you at a time that suits you.

or

Call 1800 029 749

8am-8pm (Sydney time), Mon-Fri to speak to an EFTPOS specialist.

Are tailored options available?

To discuss your specific needs, call us on 1800 029 749 (8am-8pm Sydney time, Mon-Fri) to speak to a specialist or request a callback.

Frequently asked questions

EFTPOS Flex accepts eftpos, Mastercard®, Visa®, UnionPay, JCB and American Express® (subject to a separate agreement with American Express#). Plus, Apple Pay, Google PayTM, Samsung PayTM, Fitbit Pay and Garmin Pay.

EFTPOS Flex supports integration with over 500 Point of Sale (POS) systems using Linkly's integration software. The terminal can integrate with the majority of 'on-premises' POS systems found on Linkly's website

EFTPOS Flex connects to the internet via Wi-Fi or ethernet. If your terminal is linked to your POS via the provided USB cable and you’re using Windows 10 or above, EFTPOS Flex connects to the internet via your computer's existing network connection.

If you settle to an eligible Westpac transaction account, your takings will be available to you instantly, including on weekends and public holidays.2

Need a different solution?

EFTPOS Now with Presto

A portable terminal with POS integration via Presto that accepts payments in-store and on the go.

EFTPOS Connect

Chosen by larger retail stores, service stations and food service chains using Linkly point of sale systems.

Help when you need it

Things you should know

Applications for Westpac merchant services are subject to approval. Terms and conditions and other fees and charges (PDF 105KB) apply. Full details are available on request.


^ $0 merchant fees for 3 months (Welcome Offer or Offer) To be eligible for the Offer, you must have an application approved for an EFTPOS Air, EFTPOS Now with Presto or EFTPOS Flex merchant facility between 1 April 2026 and 30 June 2026 (Offer Period) and settle into a Westpac Business transaction account.

Offer details:

  • EFTPOS Air - 0% flat transaction rate for eftpos, Mastercard, Visa cards for 3 months. After this date, the standard flat transaction rate will apply, in accordance with our Terms and Conditions. The current standard flat transaction rate is 1.4%.
  • EFTPOS Now with Presto and EFTPOS Flex – 0% flat transaction rate for eftpos, Mastercard, Visa and UnionPay cards, plus a $0 monthly terminal fee/per device for 3 months. After this date, the standard flat transaction rate and monthly terminal fee will apply, in accordance with our Terms and Conditions. The current standard flat transaction rate is 1.2%, plus the monthly terminal fee of $24.75 per device.

Exclusions:

  • Applications completed via digital channels for EFTPOS Air are excluded from the offer.
  • Our flat transaction rate pricing excludes American Express and JCB cards, as this is charged by American Express and subject to their eligibility and application criteria. 
  • Request based or event-driven merchant facility fees, such as terminal accessories, excessive chargeback and equipment not returned/damaged will still apply. Details can be found in Your guide to merchant fees and charges (PDF 105KB).
  • Business transaction account fees may apply. For a complete view of fees, please refer to the Deposit account for business customers Terms and Conditions (PDF 838KB).

Eligibility:

  • Applications for Westpac merchant services are subject to approval. Terms and conditions apply.
  • Business Transaction accounts: Before making a decision about any of our Business Transaction Accounts, please read the terms and conditions available at westpac.com.au
  • Offer eligibility criteria, conditions and exclusions apply. The offer may be withdrawn or varied at any time, without notice or for any reason excluding applications already in progress.
  • The offer is only available to new merchant customers who have not held a merchant facility with Westpac in the last 12-months before 1 April 2026.
  

1. The Point of Sale solutions are supplied by POS providers, not Westpac. Westpac does not guarantee or endorse those products and any related services. Find out if your POS is compatible with the Linkly.

2. Westpac instant settlement functionality is not available between 9:30 pm and 11:00 pm - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard®, Visa® and eftpos transactions (plus UnionPay if using EFTPOS Connect).
3. Our 1.2% flat transaction rate applies to eftpos, Mastercard ®, Visa and UnionPay but not to American Express or JCB cards.
4. Features listed may not be available with all POS systems.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

UnionPay is a trademark of UnionPay International Co. Ltd.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Visa is a registered trademark of Visa International Service Association.

American Express® is a registered trademark of American Express.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.

iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc.
Android, Google Play and the Google Play logo are trademarks of Google LLC.

Fitbit and Fitbit Pay are registered trademark(s) or trademark(s) of Fitbit LLC and/or its affiliates in the United States and other countries.