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Image of an EFTPOS Now lightweight mobile EFTPOS machine.

Mobile EFTPOS that makes the cash flow

  • No setup costs or lock-in contracts
  • Recover transaction costs easily with automatic surcharge
  • Instant settlement of daily takings into your account¹
  • Keep trading during outages with backup solutions³


$24.75 monthly terminal fee + 1.2% flat transaction rate2

Cashless payments made quick and easy

Clear touchscreen display

Intuitive 5.5” screen makes adding amounts and selecting features as easy as using a smartphone.

Customer-friendly features

Email receipts, take tips, split bills, use audio prompts for the vision impaired and add multiple merchants.

Card pre-authorisation

Reserve funds on a customer's card to be processed later, with the ability to adjust the final amount.

24/7 technical support

A locally based support team means replacement terminals can be provided within 4 hours in metro areas.

The smart terminal that grows with your business

Need added functionality? No problem, just add one of our apps to an EFTPOS Now terminal:

LitePOS app

Avoid manual keying errors by adding regularly sold products or services to a simple product catalogue. Select the item from the catalogue during the sale.

Request a callback to find out more

Presto app

Take payments without manual entry by integrating your point of sale (POS) system with your terminal for a flexible, portable, convenient payment method.

Additional fees apply

Let’s get down to basics

Image showing how portable EFTPOS Now is.

Fast, go-anywhere solution

Designed to work wherever you do. Once your terminal is activated, then start taking fast, cashless payments in-store and on the go.


  • Once approved, receive your machine within 5 business days
  • Connect using 4G and Wi-Fi
  • Compact counter-top charger
  • Car charger for extended use in your mobile business

Keep costs to a minimum

$24.75 a month plus a 1.2% flat rate transaction fee for eftpos, Mastercard®, Visa® and UnionPay transactions2See fees for other services.


  • No setup fee or lock-in contract
  • No charge for paper receipt rolls
  • No fee for investigating occasional transaction disputes⁴
  • No out-of-pocket transaction fees with automated surcharge option

Ready to get started?

Request a callback

Leave your details and one of our EFTPOS specialists will get back to you at a time that suits you.


Call 1800 029 749

8am-8pm (Sydney time), Mon-Fri to speak to an EFTPOS specialist.

Are more tailored business options available?

To discuss your specific needs, call us on 1800 029 749 (8am-8pm Sydney time, Mon-Fri) to speak to a specialist or request a callback.

Why 95% of customers surveyed like EFTPOS Now5

Find out how EFTPOS Now could help your business:


Automotive industry

"The connectivity has been more reliable. We've had no issues with network dropouts and it's something we can trust all the time."

Ferda, owner of Minchinbury Automotive

Food service sector

"It allows us to cost accurately, the larger screen is a huge bonus, and the ease of use, especially if you are vision impaired, is really good."

Simon, owner of Kappy’s Tea & Coffee

Frequently asked questions

EFTPOS Now accepts Mastercard®, Visa®, eftpos, UnionPay, JCB, Diners Club and American Express® (subject to a separate agreement with American Express# and Diners Club^). Plus Apple Pay, Google PayTM, Samsung PayTM, Fitbit Pay and Garmin Pay.

Need a different solution?


Get paid the easy way with our EFTPOS Air mobile app - no hardware needed. Use it on your compatible smartphone.

EFTPOS Connect

Chosen by larger retail stores, service stations and food service chains using Linkly point of sale systems.

The smart terminal that grows with your business

Need added functionality? Take all the best features of EFTPOS Now and boost it with the Presto app, integrating your point of sale (POS) system for flexible, portable and convenient payments.

Explore EFTPOS Now with Presto

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and other fees and charges (PDF 210KB) apply. Full details are available on request.

1. Westpac instant settlement functionality is not available between 9:30 pm and 11:59 pm (Presto Smart terminals) and between 9:30 pm and 11:00 pm (EFTPOS Now, EFTPOS Now with Presto, EFTPOS Flex and EFTPOS Connect terminals) - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 pm for EFTPOS Now, EFTPOS Now with Presto, EFTPOS Flex and EFTPOS Connect terminals and after 11:59 pm for Presto Smart terminals, will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard®, Visa® and eftpos transactions (plus UnionPay if using EFTPOS Connect).
2. Our 1.2% flat transaction rate applies to eftpos, Mastercard ®, Visa and UnionPay but not to American Express, Diners Club or JCB cards. A 1.4% EFTPOS Air flat rate applies to eftpos, Mastercard® and Visa payments only, by card, mobile wallet or wearable.

3. Electronic Fall Back is subject to card type and transaction (floor) limits.

4. Fees may be charged for chargebacks that are deemed to be excessive by us. You will be notified in writing one month prior to the fee being charged.

5. Survey conducted from February 2022 – April 2022 with 130 participants.

6. Pre-authorisation functionality is available for eligible merchants (based on Merchant Category Codes) and is subject to our approval.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

^If you want to accept Diners Club payments, you'll need to call 1300 360 060 to enter into a separate agreement with Diners Club.

UnionPay is a trademark of UnionPay International Co. Ltd.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Visa® is a registered trademark of Visa International Service Association.

American Express® is a registered trademark of American Express.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Google Pay™ is a trademark of Google LLC.

Fitbit and Fitbit Pay are registered trademark(s) or trademark(s) of Fitbit LLC and/or its affiliates in the United States and other countries.