Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Fast mobile EFTPOS

Streamline the way you take payments with EFTPOS Now working tirelessly on the counter, at the table, and when you’re out and about.


  • Get up and running quickly with no setup fee
  • Access your takings fast with instant settlement into your account¹
  • Keep trading during outages with backup options
  • Stay in control of costs with simple pricing and no lock-in contract


$24.75 monthly rental + 1.2% flat rate2

Image of an EFTPOS Now lightweight mobile EFTPOS machine.

Choose EFTPOS Now and get $300

Paid when you take $4,000 in the first 60 days on our 1.2% flat rate.

Applies to applications approved 1/8/22–30/9/22. New Westpac Group merchant customers only. Eligibility criteria, fees and T&Cs apply*. Request a callback

Cashless payments made easy

Bust queues and look after your customers, with an EFTPOS machine that's made to get you paid as fast and easily as possible.


Clear touchscreen display

Intuitive 5.5” interface makes adding amounts and selecting features as easy as using a smartphone.

Customer-friendly features

Offer email receipts, take tips, and help those with impaired vision with audio prompts and other features.

Recover transaction costs

Easily set up card surcharging for all payment types, including insert, swipe and tap transactions.

24/7 customer support

Our locally based support team is here to help. Replacement terminals can be provided within 4 hours in metro areas.

Go-anywhere capability

Designed to work wherever you do, EFTPOS Now connects through 4G and Wi-Fi. And if all networks fail, you may still be able to take payments by storing them on your terminal until services are restored.3

Robust portability

Lightweight, yet tough enough to cope with life on the move, EFTPOS Now is both sleek and strong. Use its compact counter-top cradle for charging on your counter, or its car charger for extended use in your mobile business.

Image showing how portable EFTPOS Now is.

Meet your reliable business sidekick

Discover how EFTPOS Now can be a key member of your team.

How much does it cost?

$24.75 a month machine rental + 1.2% flat rate

on all eftpos, Mastercard, Visa and UnionPay transactions2


  • No setup fee or lock-in contract
  • No charge for paper receipt rolls
  • No fee for investigating transaction disputes (unless they are excessive⁴)

See fees for additional services


Alternatively, you can explore our monthly pricing plans or to discuss your specific needs, call us on 1800 029 749 (8am-8pm Sydney time, Mon-Fri) or request a callback.

How to get started

1. Chat with a payment specialist

Call 1800 029 749 or request a callback, to chat about your payment needs and apply.


2. Receive your device

Once your request is approved, you’ll receive your EFTPOS terminal within 5 business days.


3. Start taking payments

Simply activate your terminal (we'll tell you how), then start taking fast, cashless payments in store and on the go.


How EFTPOS Now helps businesses like yours

95% of customers surveyed said that they were satisfied with their new EFTPOS Now terminal.5


Automotive industry

"The connectivity has been more reliable. We've had no issues with network dropouts and it's something we can trust all the time."

Ferda, owner of Minchinbury Automotive

Food service sector

"It allows us to cost accurately, the larger screen is a huge bonus, and the ease of use, especially if you are vision impaired, is really good."

Simon, owner of Kappy’s Tea & Coffee

Hair and beauty sector

"Customers are looking for quick, fast services that are easy to use and staff are looking for easy to use systems as well. It’s reliable, up-to-date technology with a fast touchscreen, and user friendly."

Melanie De Sylva, owner of De Sylva Hair Design


Upgrade with apps in the future

Coming soon
Image of an EFTPOS machine taking a card payment.

Enhanced functionality

EFTPOS Now can grow as you grow, with the capacity to absorb technological upgrades including new ways of paying. And because it’s a smart device, you’ll be able to add apps as they’re developed – tailored to specific industries such as retail, food service and trades.

Provide customers who are vision impaired with a smoother experience

In a couple of taps, offer accessibility features to customers who are blind, have low vision, or are colour blind.

  • Step by step audio prompts to assist with transactions
  • Larger font sizes and colour contrast options
  • Full screen PIN entry
  • Tactile markers positioned on the screen edges to assist with PIN entry
  • Guided audio training for you and your customers

Frequently asked questions

EFTPOS Now accepts Mastercard, Visa, eftpos, UnionPay, JCB, Diners Club and American Express (subject to a separate agreement with American Express# and Diners Club^) plus Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

Need EFTPOS that integrates with a POS system?

Presto Smart

Chosen by restaurants, cafés and retail stores wanting to take payments without manually entering amounts.

EFTPOS Connect

Chosen by larger retail stores, service stations and food service chains using Linkly point of sale systems.

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and fees and charges apply. Full details are available on request.

* $300 Bonus Offer: Conditions, fees, charges, eligibility criteria and exclusions apply. Standard product terms and conditions also apply. To be eligible for the $300 Bonus Offer you must have an application for a Westpac EFTPOS Now machine approved between 1/8/2022 and 30/9/2022, have a Westpac transaction account to settle into, be on a 1.2% flat rate or another type of blended pricing, and have achieved $4,000 gross sales within 60 days of EFTPOS Now application approval. Gross sales represent sales where a fee is charged on the value and/or number of sale transactions. The value and/or number of refund transactions are not included in the calculation. Gross sales exclude any payments taken using a merchant’s personal card. This Bonus Offer is not available to customers who held a merchant facility with Westpac, St.George, Bank of Melbourne or BankSA on or before 31/7/2022. The $300 bonus will be paid to you approximately 90 days after you meet the eligibility criteria. Payment will be made into your nominated Billing account, which must be open at the time and in good standing. Your EFTPOS Now facility must also be operational at the time of payment. This Bonus Offer is limited to one successful application per customer. The payment represents a pre-paid volume rebate of the first $300 (including GST) of Monthly Terminal Fees & Merchant Service Fees charged to your account. This Bonus Offer may have taxation implications. For businesses that are registered for GST, the payment may be subject to GST. We recommend that you seek independent advice to determine any tax liability or other tax implications based on your individual circumstances. Westpac has the right to withdraw the offer for operational reasons any time prior to your application for an EFTPOS Now machine being approved. All Westpac Group offers are subject to eligibility and only available if your account is and remains in good standing.
1. Westpac instant settlement functionality is not available between 9:30 pm and 11:59 pm (EFTPOS 1 and Presto Smart terminals) and between 9:30 pm and 11:00 pm (EFTPOS Now and EFTPOS Connect terminals) - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 pm for EFTPOS Now and EFTPOS Connect terminals and after 11:59 pm for EFTPOS 1 and Presto Smart terminals, will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).
2. Our 1.2% flat transaction rate does not apply to American Express, Diners Club and JCB cards. 

3. Electronic Fall Back is subject to card type and transaction (floor) limits.

4. Fees may be charged for chargebacks that are deemed to be excessive by Westpac. You will be notified in writing one month prior to the fee being charged.

5. Survey conducted from February 2022 – April 2022 with 130 participants.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

^If you want to accept Diners Club payments, you'll need to call 1300 360 060 to enter into a separate agreement with Diners Club.

UnionPay is a registered trademark of China Union Pay Co., Ltd.Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.