Our EFTPOS machines
Accepting EFTPOS payments at the counter or on the move.
Receive your daily business takings instantly, which helps keep your cash flowing.
24/7 technical support
We’re on call 24/7 to ensure your business keeps receiving fast and secure payments night and day.
With Westpac EFTPOS terminals, you have the option of choosing a standalone EFTPOS machine or EFTPOS that integrates seamlessly with your existing Point of Sale (POS) system. Either way, you’ll have a solution that allows you to receive fast and secure payments both at the counter and on the move.
Compare EFTPOS machines or choose a payment solution for your business using our handy tool.
Help me choose a payment solution for my business
Compare our EFTPOS terminals
Frequently asked questions
EFTPOS stands for Electronic Funds Transfer at the Point of Sale. It is the term used to describe an electronic payment system (or machine or terminal) that enables the taking of payments by debit, credit and charge cards. EFTPOS machines – which can be standalone or connected to a Point of Sale (POS) system – facilitate the movement of funds from a customer’s card account to a nominated business’ bank account.
Then there is eftpos (not in capitals), which is the debit card payment system that takes funds directly from a customer’s cheque or savings transaction account to pay for purchases in store.
Every business is different, so will benefit from different payment solutions including combinations of services – such as EFTPOS out front and a virtual terminal for phone and mail payments out back.
Some EFTPOS machines (also known as EFTPOS terminals) integrate with Point of Sale (POS) software and some are standalone, meaning you manually key-in the amount to be paid.
Then there are eCommerce payment gateways and systems for handling batch and/or regular payments. Request a call back from a member of the Westpac merchant services team if you’d like to discuss options that may suit your business.
It’s worth carrying out research to help you identify the right payment system for your business needs. A great place to start could be our handy Payment Solution Selector Tool, which is designed to help you find payment products that may match your specific requirements. You can also compare EFTPOS machines.
Yes, if it is compatible. Having EFTPOS that integrates with your Point of Sale system helps speed up payments and avoid errors, as you won’t have to key each amount into your EFTPOS machine. Westpac offers Presto Smart EFTPOS machines that integrate with a variety of popular POS systems and EFTPOS 1i that integrates with a range of PC-EFTPOS POS systems.
Systems vary by provider, but with Westpac EFTPOS systems the terminals generally connect via Wi-Fi, ethernet or the mobile network. If the network has an outage, transactions are stored offline in the terminal until the network is back up and running, at which point they can be transferred. Alternatively, with systems other than the E1i, Westpac customers can connect via their Wi-Fi to maintain live payment transfers.
Get a terminal, get an account
Business One High Plan or Low Plan monthly account fee waived for the first 12 months while on a Merchant Pricing Plan (saving you up to $240).
Terms and conditions, fees and charges apply. Find out more
Things you should know
Applications for merchant services are subject to approval. Terms and Conditions and other apply. Full details are available on request.
2. Cancellation fee applies. Changes to merchant pricing plans are effective from the following month.
3. Standalone mode allows you to process card payments even when the POS is not connected to your EFTPOS terminal.
# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.
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American Express® is a registered trademark of American Express.