
Accounts for kids, teens & students

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Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1007KB)
Westpac Debit Mastercard® Terms and Conditions (PDF 3MB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)
Online Banking Terms and Conditions (PDF 277KB)
Find out what information you need to provide to become a customer (PDF 657KB)
1. Bonus interest: payable each month that you: make a deposit to the account, ensure the account balance is higher at the end than the beginning of the month, and keep the account balance above $0. For bonus interest qualification, a month is the period from close of business on the last business day of the prior month to close of business on the last business day of the current month.
3. Savings Goals: Both an account holder and an account signatory (where applicable) can use the Savings Goals feature, including to view, add, edit and delete the savings goals on a Bump Savings or Westpac Life account.
4. Westpac everyday account: To open a Westpac Life account, customers must hold a Westpac everyday account in the same name and be registered for Online and Phone Banking. Fees and charges may apply on the everyday account. For Westpac Bump Savings account, this can be in the name of the child or a parent signatory. Transfers made by the child are subject to any Parental Controls.
5. Debit Mastercard: You need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.
World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.