Local home loan specialists
Our home loan specialists are here for you, ready to help when and where you need us.
Why choose a Westpac home loan?
A local lender
Your home loan specialist will help from start to settlement matching you to the best loan options for your needs.
Simple to get started
Act as soon as you find the right property. You could get conditional approval in just 1 business day.
Flexible loan options
Choose a fixed, variable, or split rate home loan with features to match your lifestyle and financial goals.
Award winning App
Upload and accept your loan documents in the Westpac App*, plus manage your home loan, all in one place.
State of Origin prize pack
Fast pre-approval^^
Talk to a home lending specialist
We’ll support you at every stage of your home buying journey by making it easy to connect in the way that suits you.
- Tell us who you are, what you'd like to discuss, and how you'd like to meet — video call, phone, in branch or we can come to you.
- Choose a time that works for you and we’ll confirm your booking and who you’ll be meeting.
Win the ultimate State of Origin experience
Ready to talk home loans? Book and attend an appointment with a home lending specialist and you'll be in the running to win one of four State of Origin prize packs valued up to $10k.
Choose how you’d like to connect
By phone
A local knowledge specialist will reach out, to answer all your questions.
Video chat
Meet online. Your lender will have the required local knowledge to guide you.
In-branch
Meet a lender at a Westpac branch close to home or near your workplace.
We’ll come to you
A mobile lender can visit your home or a place of your choosing, like a café.
Help when you need it
Things you should know
Conditions, credit criteria, fees and charges apply. Residential lending is not available for Non-Australian Resident borrowers.
This information is general in nature and has been prepared without taking your personal objectives, circumstances and needs into account. You should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.
Any tax information described is general in nature and it is not tax advice or a guide to tax laws. We recommend you seek independent, professional tax advice applicable to your personal circumstances.
*This claim is based on The Forrester Digital Experience Review™ of 4 Australian mobile banking apps in Q3 2025. Future findings are subject to change. Forrester does not endorse any company or brand, nor their products or services, nor advise anyone to select them based on this review. If you want to learn more, go to the Forrester website.
^^Pre-approval is an indication of borrowing capacity and does not constitute unconditional approval. Approval speed depends on loan complexity and access to required information.