Home Ownership Hub

First home buyer, seasoned investor, or want to make the most of your current mortgage? The Home Ownership hub is the go-to for the latest research, expert tips, and practical guidance on all things home loans.

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Where do the insights come from?

We draw on over 10 years of ongoing, independent research. We’ve tracked the latest trends and opinions of home buyers at different stages of their journey. This ensures our insights reflect the real experiences of Australians.

Our research approach

Between 15th and 27th May 2026:

2,000 adults from all over Australia (both capital and non-capital city areas) took part in a survey
Organised by Westpac, the survey was held online by Lonergan Research.^[#]

This research means we can now share up-to-date findings from our latest Westpac Home Ownership Report.

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Featured insight

Australians delay property decisions amid market uncertainty

Many Australians are putting plans to buy or sell property on hold. New Westpac research shows people still want to own a home, but many are waiting for lower property prices and more stable interest rates before making their next move.

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Fast facts

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75% of Australians are waiting for property prices to drop before buying

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73% are delaying purchases until interest rates stabilise

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81% see property as the best way to build long term wealth

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55% plan to make some form of property move in the next year

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Case study: Mia

For years, Mia imagined her future in Newcastle. But after finishing her teaching degree, a job opportunity led her three hours inland to Scone, a quaint town in the Hunter Region of NSW.

What wasn’t in Mia’s plan - and what she couldn’t foresee - was how quickly Scone began to feel like home. Intended as a pit-stop enroute to the city, the regional town instead became the place she bought her first property.

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Tell us who you are, what you'd like to discuss, and how you'd like to meet — video call, phone, in branch or we can come to you.
Choose a time that works for you and we’ll confirm your booking and who you’ll be meeting.

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More insights

Australians maintain interest in regional living

Australians continue to show strong interest in regional living, driven by affordability and lifestyle benefits, even as capital cities remain the dominant choice overall.

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