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Preparing to buy 

Looking to build wealth, or get your foot into the market to start your property portfolio? There are many things to consider – not least having a sound investment strategy.


Finding the right property 

Not only is it important to do the research on what property are available, it’s also vital that you clearly understand what you can afford and what it is you actually want from a property.


Choosing the right investment loan 

Once you know what kind of property you want, and what it’ll be used for, there a number of different types of loans available to you.


Other tools

Things you should know

1. Tax
The tax information is general information only. It doesn’t take into account your personal financial situation or needs. You may wish to consult a financial planner or tax agent to obtain advice tailored to your personal circumstances.

2. RP Data Property Report
While the RP Data property reports are offered to Westpac customers with the permission of RP Data Pty Ltd ABN 67 087 759 171, Westpac accepts no responsibility for their accuracy or completeness. We recommend you seek independent advice before making a decision based on this information.

Credit Criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. Offer is not permanent and may be withdrawn at any time. Rate displayed is for Australian residents for Investment Property loans only with principal and interest repayments. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

*The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Rate Lock feature. The rate lock fee is 0.10% of the loan amount. At the end of the fixed rate period the interest rate will revert to the applicable prevailing home loan rate less your Premier Advantage Package discount applied to that rate.

^The comparison rate for the Fixed Rate Investment Property Loan is based on a loan of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rate.

*Premier Advantage Package Conditions of Use. Premier Advantage Package Terms and Conditions apply and are available at Annual package fee of $395 applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. You must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applications must also meet our approval guidelines on individual products to qualify for relevant package discounts.

© 2017 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.