MORE TIME FOR YOUR BUSINESS WITH REAL-TIME PAYMENTS
Our real-time advantage brings visibility and control to payments, so you can keep business moving.
How our real-time advantage gives you more time for business
More payment security
Bank-grade security that's part of the system, not another thing to manage.
Dedicated local support
Specialists and guided onboarding, giving you more time for business.
Same day settlement
Faster access to working capital with same-day settlement* that keep business humming.
Less payments admin
Real-time processing and smart automation that take the admin off your plate, fast.
How big is your business?
Help us find the right options for you to access real-time payments.
Interested in any of the below options? Call 1300 368 098
Accepting Payments
PayWay
Enable your customers to pay by card, PayTo®, Direct Debit, BPAY®, virtual accounts and digital wallets. It’s quick to set up, easy for customers to use, and helps you get paid on time.
Merchant Solutions
Take payments in‑store, on the go, online or over the phone. EFTPOS and eCommerce options for business customers.
Making Payments
Here are two options, each to cover a different need for your business.
PaymentsPlus
Pay suppliers, customers and staff using bulk Osko®, BPAY® and Direct Entry from one place. Built‑in payee checks help reduce mistakes and protect your business from payment scams.
QuickSuper
Pay employee super to multiple funds in one go, meeting Payday Super and ATO requirements, with faster confirmation and clearer reconciliation to reduce payroll admin.
Intelligent thinking and actionable ideas at Westpac IQ
Surcharging ban: How to get ready for the new retail payments reforms
From 1 October 2026, merchants will no longer be allowed to charge their customers a surcharge when they pay with a card. It’s part of a suite of retail payments reforms being introduced by the Reserve Bank of Australia.
Get ready for Payday Super
The countdown is on for Payday Super and it’s time for super funds and employers to upgrade processes and prepare for the real-time regime. Here’s what you need to know.
Next generation defence: Safer solutions in real time
As money moves faster in the payments system, so do the security tools that keep customers’ funds safe.orporates and government, and more.
Things you should know
*Subject to system availability, settlement is performed directly after business day cut off. Business day cut-off takes place 7-days a week at 8pm (Sydney time) for OnlinePay and 8.50pm (Sydney time) for EFTPOS Air. Settlement must be to an eligible Westpac business transaction account.