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Find out what information you need to provide to become a customer.

Deposit Accounts for Business Customers Terms and Conditions (PDF 319KB)

To be eligible to apply for Business One - Low Plan or Business One - High Plan your business must be registered in Australia.

1. To be eligible for Biz Invoice you must you must be registered for Online Banking and hold a Westpac Business One Low Plan or Business One High Plan account. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement at www.westpac.com.au/business-banking/online-banking/ and https://www.westpac.com.au/business-banking/bank-accounts/, before deciding.

Business Debit Mastercard^® Terms and Conditions (PDF 145KB)

Have a Westpac business deposit account to which the card can be linked. You also need to be a signatory of this account or, be authorised by the account holder to link the card

World Mastercard^®, Mastercard^® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

To be eligible to apply for a Business Cash Reserve or a Business Cash Reserve Bonus account, your business must be registered in Australia.

Altitude Business Rewards Terms and Conditions (PDF 2MB)

Altitude Business Credit Cards Conditions of Use (PDF 183KB)

BusinessChoice Cards Terms and Conditions (PDF 211KB)

BusinessChoice Rewards Platinum Card Qantas Business Rewards Terms and Conditions (PDF 85KB)

Westpac Business Credit Cards Complimentary Insurance Policy for claim events prior to 1 October 2017 (PDF 761KB)

Westpac Business Credit Cards Complimentary Insurance Policy (effective 1 October 2017) (PDF 238KB)

Westpac Rewards Credit Cards Concierge Service Terms and Conditions (PDF 67KB)

Fees, charges and credit criteria apply. Read the terms and conditions available above before making a decision.
 

Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 81KB) (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.

Qantas Business Rewards membership: A business must be an Qantas Business Rewards Member to earn Qantas Points for the business. A one-off joining fee usually applies (currently $89 including GST), however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum credit card facility. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas.com/business.

Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply.

Complimentary insurance covers (effective 1 October 2017): AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading Westpac Business Credit Cards Complimentary Insurance Policy (effective 1 October 2017) (PDF 238KB).

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges apply. Full details are available on request.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.