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  • The freedom to choose between a single transaction and shopping cart functionality
  • Increased capability through 24/7 payment processing and live transactions
  • Additional security with the protection of 3D Secure
  • Choose to accept major credit card types including American Express® and Diners®
  • Technical support is provided by your third party payment gateway provider
  • With your accredited third party payment provider in place, Westpac acts as a digital key to securely process your credit card payments
  • Settle your funds into a Westpac Business transactional account and receive same day settlement for transactions processed before 6pm (Sydney time)
  • Uses 3D Secure to provide additional security for your business.


  • The power to integrate credit card transactions into call centre systems, website or any other application software
  • Immediate approve or decline response for all card transactions, provided by Westpac
  • 128 bit Secure Socket Layer (SSL) encryption is used between the third party solution and Westpac.


Every business is unique, so to ensure we inform you about the appropriate fees for your situation, contact us for a detailed quote.

Feel free to refer to our guide to merchant service fees and charges for more information.


  • ADVAM 
  • Card Access Services 
  • Cybersource
  • Payment Express (DPS)
  • eWay
  • Fat Zebra
  • IP Payments
  • Merchant Warrior 
  • Ogone
  • Paycorp 
  • PayPal PayFlow Pro Lite
  • Premier Technologies
  • SecurePay 
  • Transaction Network Services

Merchant services fees and charges

Find out more

Not sure which plan is right for you?

Explore this simple tool to find the right merchant service for you

Things you should know

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges apply. Full details are available on request.