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Our lowest rate in years

2.39% p.a.^ Fixed rate
Borrow $20k to $3m

Business loan features
  • 2 or 3 year term 
  • Partial to full asset security required 
  • For applications submitted by 30 September 2021 and settled by 30 November 2021.

Refinance your loan

Switch and get your costs* reimbursed

Refinance features
  • Combine with our lowest ever business loan fixed rate
  • Refinance equipment loans, commercial loans and business loans 
  • New Westpac refinances with an eligible transaction account.

Deal with the best

Our award-winning bankers are ready to help make your plans happen. 

Award is based on information collected from the DBM Atlas research program – feedback from over 80,000 businesses and/or retail customers, January 2020 through to December 2020. 

Invest. Expand. Grow

Business loan

Move your business plan forward with our lowest rate in years.

Equipment Finance

Expand your business with funds to get commercial equipment or machinery.

Bank Bill Business Loan

Our most flexible loan for businesses looking to borrow more than $250k for acquisitions, capital investment or refinancing.

Unique industry solutions


Helping Aussie farmers, big and small. Talk to our Agribusiness specialists to see why we're Canstar's Bank of the Year for Agribusiness 2021.


Helping manage your business from the ground up with a local presence backed by a team of property banking specialists.


To help relieve some common financial pain points, we’ve developed our own set of solutions, which have been honed through years of working with the healthcare sector.

Things you should know

If you are looking for something different, you can explore more products.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

^Offer applies to fixed rate loans for 2-3 years which are partially or fully secured.  Annual fee of $395 and other fees and charges apply. Applications must be submitted by 30 September 2021 and settled by 30 November 2021 to be eligible.

*Eligible switching costs reimbursed, caps apply. Applies to new Westpac refinances with an eligible transaction account excludes refinances within Westpac Group. Offer can be withdrawn or varied at any time. Reimbursement paid within approx.14 days of switching costs being submitted. Terms and conditions, fees, charges and eligibility criteria apply.