Earn Qantas Points with a Business Loan
We’ve teamed up with Qantas Business Rewards so you can earn 1 Qantas Point per $2 funded, up to 500,000 Qantas Points, when you take out an eligible Business Loan.
Get more value with your business loan. Earn 1 Qantas Point for every $2 funded, on eligible business loans between $20k - $1M.
Qantas Business Rewards is the loyalty program that rewards Australian small and medium businesses. Your business can unlock savings on flights, whilst earning Qantas Points on a wide range of business expenses.
You must be a Qantas Business Rewards member to earn Qantas Points as part of this offer. Not already a member? We’ll waive the fee.
What you could use a business loan for
- Business Acquisition
- Refinancing other lending
- Capital Investment
- Acquiring a commercial property
Applicable Rates
| Product type | Rate (p.a.) |
|---|---|
| Fully secured by a residential property | 7.14% |
| Fully secured by a non-specialised commercial property | 7.24% |
| Partially secured by property assets | 7.44% |
| Unsecured loans | 13.25% |
Speak to a Banking Specialist about our Qantas Points offer
Leave your details in our enquiry form, and a banking specialist will be in touch within 1-2 business days.
Why join Qantas Business Rewards
Turn expenses into Qantas Points
Earn points on a wide range of business expenses including fuel, energy bills, credit card spend and more.
Flying discounts
Save up to 10% on selected flights and up to 30% on Qantas Club membership.
Use Qantas Points
Redeem points earned by your business on a range of rewards for your business - including booking flights, upgrades, hotels and more.
$0 Qantas Business Rewards joining fee
Not already a Qantas Business Rewards member?
Join Qantas Business Rewards
What you need to apply
Offer at a glance
| Borrow from | $20k - $1M1 |
| Qantas Points | 1 Qantas Point for every $2 of approved loan limit, up to 500,000 points |
| Interest rate options | Variable Rate only |
| Establishment fee | 0.60% of loan limit |
| Monthly service fee from | $142 |
| Redraw facility available | No |
| Repayment types | Interest only or principal, interest & fees |
| Loan term | Up to 5 years |
| Application pathway | 1st party only, not available via a broker |
Other Fees apply. Fees are confirmed in your finance offer.
Frequently Asked Questions
Earning Qantas Points
Qantas Business Rewards is a loyalty program that connects Australian small to medium business with a range of services and products, allowing the business to earn Qantas Points on business expenses and unlock extra benefits when flying with Qantas. Qantas Points earned by your business are stored in your Qantas Business Rewards account.
Please visit Qantas Business Rewards to find out more.
Eligible customers earn 1 Qantas Point for every $2 funded, capped at 500,000 Qantas Points.
Yes. Qantas Points are earned per eligible facility, capped at 500,000 points per loan. Full establishment fee must apply to each facility, as well as other eligibility criteria and minimum pricing requirements being met.
No. To be eligible to earn Qantas Points under this offer, you must nominate your ABN through the Qantas Business Rewards registration form before settlement. Entering your ABN in a loan enquiry form does not count and will not make you eligible for the offer.
Eligibility
Applications for Westpac Business Loan (Variable) must be submitted between 13 October 2026 and 12 April 2027. Applications submitted by the campaign end date remain eligible for points if subsequently approved, provided all other criteria are met and settlement is within 90 days of application.
The minimum loan amount for this offer is $20,000.
Qantas Business Rewards membership
Yes. Qantas Points can only be allocated to a valid and active Qantas Business Rewards account. If you do not already have one, you will need to sign up (at no cost) using the Westpac-provided link on the Westpac website, at loan application and activate the Qantas Business Rewards account.
Your business will need a valid ABN to register for a Qantas Business Rewards account.
Qantas Frequent Flyer is an individual loyalty program that allows members to earn and redeem Qantas Points for personal travel and rewards.
Qantas Business Rewards is a separate loyalty program designed for businesses with a valid ABN, enabling eligible businesses to earn Qantas Points on business spending and travel.
You will receive an activation email from Qantas Business Rewards with instructions to activate your account. For assistance, contact the Qantas Business Rewards Service Centre on 13 74 78 Monday to Friday or submit an online enquiry via the Qantas website.
Incorrect or mismatched details may delay Qantas Points allocation or result in points being awarded to the wrong account.
After submitting your valid ABN, you will receive a confirmation email. Please review this email carefully to ensure the Qantas Business Rewards ABN is correct.
Qantas Points can only be credited to an active Qantas Business Rewards account linked to the registered ABN.
For further assistance, please contact your Banker.
This could mean your ABN is already registered to a Qantas Business Rewards account; you should retrieve your account via the Qantas Business Rewards website or contact the Qantas Business Rewards Service Centre on 13 74 78.
It looks like the email address you entered is already registered with Qantas Business Rewards. Please enter a different email address or for further assistance please contact Qantas Business Rewards on 13 74 78.
Qantas Points fulfilment
Qantas Points will be allocated to the customer-nominated Qantas Business Rewards account within 60 business days from loan drawdown, provided all eligibility criteria are met.
Once points have been allocated to your Qantas Business Rewards account, you can choose to transfer the points to your personal Qantas Frequent Flyer account using the ‘Transfer Points’ functionality.
No. Qantas Points may only be allocated to the one nominated Qantas Business Rewards account linked to the registered ABN.
You can check your Qantas Points balance and activity by logging into your Qantas Business Rewards account via the Qantas website.
Things you should know
1.Credit Criteria, fees, charges terms and conditions apply. Talk to your banker for more details.
2.Accrues monthly, payable quarterly in arrears.
The Qantas Business Rewards Offer is available on eligible new Westpac Business Loan – Variable facilities and consists of:
- The defined interest rates applicable to the Qantas Business Rewards offer published by Westpac for the relevant security type;
- An establishment fee of 0.60% of the approved facility limit; and
- A promotional allocation of 1 Qantas Point per $2 of approved loan limit, up to a maximum of 500,000 Qantas Points per Westpac Business Loan.
To be eligible for Qantas Points on the Westpac Business Loan Offer:
- Applications must be submitted between 13 October 2026 and 12 April 2027. Applications submitted by the campaign end date remain eligible for points if subsequently approved, provided all other criteria are met and settlement is within 90 days of application.
- The approved facility limit must be between $20,000 and $1,000,000 (inclusive);
- The loan must be drawn in a single drawdown and cannot be a multi-drawdown;
- The loan term must be 5 years or less;
- The defined interest rate for the relevant security type must apply;
- An establishment fee of 0.60% of the approved facility limit will apply; and
- The customer must have an active Qantas Business Rewards membership at the time of drawdown.
The following exclusions apply:
- Broker-originated loans;
- Loans with redraw functionality;
- Business Loans for start-ups;
- Property development transactions;
- Loans for top-ups;
- Loans for extensions to existing facilities;
- Loans cannot be used in conjunction with any other offer or pricing discounts.
Eligible customers who receive the Qantas Business Rewards Offer will receive the campaign interest rate published by Westpac for the applicable product and security type at the time of settlement. Your banker will confirm if the security you offer meets the eligibility criteria. Campaign interest rates may be varied by Westpac during the offer period and any updated campaign rates will be published on the Westpac website.
A business must be a Qantas Business Rewards Member to earn Qantas Points and membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. To be eligible for a Qantas Business Rewards membership you must have a valid ABN, and the ABN must belong to the borrower, or an entity related to the borrower. Entities can be related if they are Related Bodies Corporate (as defined in the Corporations Act 2001), or if one entity controls the other, or if both are under common ownership or control. For customers who do not have an existing Qantas Business Rewards membership, they may apply for one via this link. A one-off joining fee of $89.50 including GST normally applies, however this will be waived for customers joining via the link.
Qantas Points will be credited to the nominated Qantas Business Rewards account within 60 business days of the eligible Business Loan’s drawdown in full. If an ABN linked to an active Qantas Business Rewards membership is not provided within a reasonable period, the Qantas Points component of the offer will be forfeited.
If you believe there has been an error in the allocation of points under the Qantas Business Rewards Offer please contact your Westpac banker.
In order to permit the fulfilment of points limited information will be shared with Qantas: by applying for the Qantas Business Rewards Offer you acknowledge and agree to the sharing of this information with Qantas.
Westpac will not provide customers with an update when the points are transferred, and customers will need to check their Qantas Business Rewards accounts themselves to check for points. Westpac may modify, suspend or terminate the Qantas Business Rewards Offer at any time without notice to you.