Corporate & Institutional Banking (CIB)
Fast-track your career with CIB by building relationships and developing relevant market expertise to tailor solutions to meet our customers' needs.
What we do for our customers
CIB sits within Westpac’s Institutional Bank and focuses on understanding the needs of our institutional and government clients to support them through their lifecycle, whether that be to provide financing and solutions for growth opportunities, navigating times of change, or simply to support their financial wellbeing and day-to-day needs.
We aim to collaborate and partner with our clients to help solve global challenges, including respecting human rights and supporting the transition to a climate resilient future by providing renewable energy financing and structuring loans so they are linked to achieving environmental, social and corporate governance (ESG) outcomes.
CIB provides industry specific expertise across general corporates, energy, infrastructure, natural resources, financial institutions, health, government and real estate.
You will get to work with dedicated analytical teams to gain a deep understanding of our clients' businesses and the needs and challenges they face.
The important information
Our graduate program offers three rotations across different business areas, providing a diverse and comprehensive experience.
- Customer Insights & Analytics – Work within one of four industry teams: Consumer & Industrials, Real Estate & Health, Energy, Infrastructure & Resources, or Financial Institutions & Government.
- Debt Product – Gain experience in areas like Loans & Syndications, Structured Finance, Trade Finance, Sustainable Finance, Project Finance, and Acquisition Finance & Origination.
- Business Enablement and Credit & Capital – Explore key functions such as Credit & Capital, Environmental, Social & Governance (ESG), and Financial Crime.
12 Month program, 3-4 month rotations of 10-20 weeks
Sydney, NSW and Melbourne, VIC
Students from all disciplines are welcome to apply for the CIB program. At Westpac Group, we recognise that a finance/analytical background may be preferred but not necessary to join this team. If you have the intellectual curiosity and drive to learn, we have the training to foster and develop the skills you need.
Fast-track your career progression into any of the following areas within the CIB team:
- Customer Insights & Analytics
- Relationship Coverage
- Debt Products
- Business Enablement and Credit & Capital.
Eligibility, how to apply & graduate journey
We’re looking to fill our programs with original thinkers and innovators from all degrees of study. We embrace diversity, recognising the value people bring to us with their individual differences, qualities, ideas and insights.
To apply for our graduate program:
- You must be in your final year of study of a university degree.
- You can have completed an undergraduate or postgraduate degree but it must be no more than three years ago.
- You also need to be an Australian or New Zealand Citizen or an Australian Permanent Resident when you apply.
When you start: You’ll start with us as a permanent employee in February each year. Your program will vary based on the business area where you choose to work.
Throughout the program: We’ll provide loads of learning and support to help you make the most of the experience. The program is structured to help you identify your focus areas. Tailored training sessions build and strengthen your technical and soft skills - accelerating your personal and professional career development.
The day to day: You’ll complete a rotational program to help you to learn about different parts of your business area. It’s packed full of different roles, teams and project experiences. At the end of your program, you’ll be supported to find a role that best suits your capabilities and interests.
Expect to contribute from day one and have an impact on the business.
Expect plenty of opportunities to get involved in grad life where you can build your networks and friendships with those you work with, including business leaders, project leads and program sponsors.
Expect to be able to give back. Join numerous communities, volunteering and sustainability initiatives - rounding out your whole work life experience.
What our graduates have to say
"As part of the Corporate & Institutional Banking Graduate Program, I had the opportunity to rotate through the Energy, Infrastructure & Resources, Loan Syndications, and Credit Portfolio Management teams. These rotations allowed me to gain a strong understanding of the bank’s operations while building meaningful relationships across CIB and broader Westpac.
I have completed a Bachelor of Commerce and am currently studying for a Master of Applied Finance. While working part‑time in the superannuation industry, I decided to apply for the CIB Summer Internship Program. During the internship, I worked in the Health and Non‑Bank Financial Institutions teams, where I gained exposure to a new area of financial services and developed a strong foundation in credit analysis.
The internship and graduate programs provided extensive on‑the‑job training, formal learning sessions, and support from colleagues. These experiences helped me develop both new skills and refine my existing skillset, while confirming my interest in pursuing a long‑term career in finance.
Since rolling off the program…
I am now an Associate Credit Analyst in the Energy, Infrastructure & Resources team within CIB. In this role, I support the management of a diverse portfolio of renewable, utilities, infrastructure, and natural resources clients. My responsibilities include monitoring and analysing financial performance, management capability, industry dynamics and ESG risks, as well as assisting with the execution of new transactions to help clients achieve their strategic and financial objectives.
The program, along with the ongoing support of my managers, mentors, and colleagues, has encouraged me to continuously challenge myself and grow both professionally and personally."
Millie, 2025 CIB Graduate
Explore other graduate programs
See all Graduate and Summer Intern programs.
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