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What you can expect  

Our people are our competitive advantage. As part of the Consumer & Business graduate program, you will be supporting our amazing franchise and amazing brands.

It’s our strength, agility and heart that gives our customers the confidence to navigate change and forge new paths.

You’ll contribute to developing strategies for customer centric solutions, gain a deep understanding of our customer facing teams and how they create opportunity for our customers to create better futures.

The important information

12 month program with 4 x 13-week rotations 


Sydney, NSW; Melbourne, VIC; Brisbane, QLD; Adelaide, SA; Perth, WA.

Rotation areas

Build a broad knowledge base and deepen your skillset, whilst forming professional networks to enhance your success.

Rotations and experiences are varied, they will include time supporting our customer facing businesses: Private Wealth, SME, Small Business & Commercial Relationship Business and Retail Branches.  You will also gain the opportunity to spend time within our Product Lines of business including Business Lending, Mortgages, Cash & Transactional and Consumer Finance while also gaining experience with our Risk and Compliance teams. 

Future career opportunities

For the past 200 years, we’ve been backing people, businesses, communities, and ideas. As Australia’s first bank, we’ve adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we’re creating better futures for our people, customers, communities, and shareholders. This has been our enduring Purpose.

It’s our passion for embracing diversity and creating opportunities that will enable you to dream big and fulfil your potential. You will have the opportunity to support our customers to continue to create better futures.

Being part of our immersive program, within the Consumer and Business Banking Division, you will be empowered to help us to fulfil our purpose and more!

You’ll gain experience across a diverse range of areas and build a broad knowledge base, enabling you to fast-track your success.  You’ll kick-start your career in roles such as Product Manager, Associate Business Analyst, Operations Manager, Change Manager, Assistant Relationship Manager, Account Executive, Business Banker, Engagement Manager, HR Co-Ordinator, Manager - Monitoring, Manager - Performance, Change Associate, or Associate Private Banker.

You can also tap into a wide range of roles within the broader Consumer & Business Banking division, the opportunities are endless! 

Who we want

If you have a drive to exercise your passion for customer relationships and thrive within a team environment, we have you in our sights. We welcome graduates from all degree disciplines who are passionate about helping customers create better futures.

What our graduates have to say

I studied a Bachelor of Accounting at Central Queensland University which I completed mostly via distance which prepared me for the hybrid working environment that Westpac offers.

I may be a Business Grad, but I also love to garden, and it helps refocus and calm my mind when I have a challenging task.

As a typical Gen Y and a parent, the flexibility and positive “family first” culture within Westpac Group, made it an obvious choice for me.


Since rolling off the program…

I am now part of a Commercial Business team assisting Relationship Managers with their clients to ensure we are compliant in our lending, as well as helping them to grow their business.

Working a hybrid environment enables me to be in the office with my team but also work from home when necessary, supporting me to continue to experience a good work/life balance.

The graduate program best prepared me for my new role by giving me a solid grounding in the operations of the various parts of the bank. By rotating through several areas, I gained a good understanding for how different areas interact with another, divisional responsibilities, and key processes.

Christyn, 2022 Business Graduate

I had a career in the Construction Industry prior to completing a Master of Finance Degree at The University of Technology, Sydney (UTS).

In my spare time, I love to train at the gym and do the coastal walk from Bronte to Bondi to see the sites and be near the ocean.

I have a passion for learning and maintaining a growth mindset in all aspects of my life. Westpac’s refreshed talent acquisition model drew me in as they were after Uncommon Minds with diverse backgrounds.

Westpac made me feel like I could achieve great things in the bank, regardless of my prior experience. The Graduate Program was the ultimate experience in getting to know the business and being empowered to bring fresh and innovative ideas to the bank.


Since rolling off the program…

I am now a Manager of Workforce Change and Engagement in Consumer Banking. Additionally, I am a National Engagement Lead for The Youth Network (TYN), which is an Employee Advocacy Group at Westpac.

 In my role at Westpac, I work to improve the Operations of the Branch Network throughout Australia for the Westpac Group – this includes Westpac, St George, Bank of Melbourne, and Bank of South Australia banks.

I have great exposure to inspiring Senior Leaders in Westpac through key pieces of work in my role. I am always learning and networking through my interactions at Westpac with internal and external stakeholders.

The Graduate Program has prepared me for a successful career at Westpac. I come to work excited every day for what my next learning opportunity is and how I can bring value to Westpac and its customers.

Anthony, 2022 Consumer Graduate

Eligibility and how to apply 

We’re looking to fill our programs with original thinkers and innovators from all degrees of study. We embrace diversity, recognising the value people bring to us with their individual differences, qualities, ideas and insights.

To apply for our graduate program you must be in your final year of study of a university degree;


You can have completed an undergraduate or postgraduate degree but it must be no more than three years ago.

You also need to be an Australian or New Zealand Citizen or an Australian Permanent Resident when you apply.


Explore other graduate programs

See all Graduate and Summer Intern programs.

Customer Service & Operations (CS&O)

Helping Australians and New Zealanders succeed by providing an exceptional customer experience!

New Stream


Contribute to and participate in projects to deliver change, drive value and enhance our customers’ experience.