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Westpac PayWear wearables

Sometimes life can be a handful. And we get that. Whether it’s squeezing in a morning surf, juggling the kids and the shopping or only just managing to grab your morning coffee on the go. Every bit of extra freedom counts. Westpac PayWear gives you your freedom back; it's a handsfree, effortless, easy way to pay. On you, with you, every day.

What is PayWear?

Westpac PayWear is a chip (PayWear Card) linked to your chosen Westpac everyday bank account which can be inserted into a silicon Keeper or a Band. With PayWear you can pay on the go and your money is with you, even if your phone, debit card or wallet isn’t.

  • Battery free – no charging required.
  • Waterproof – perfect for summer fun.
  • Durable – made from tear resistant silicon.
  • Safe – always on you and protected by Westpac's Fraud Money Back Guarantee.*
  • Peace of mind - lock your card temporarily via Online or Mobile Banking until you find it.
  • Fuss free – perfect for the beach, a music festival or your morning run.
Westpac Wearables - PayWear Wearable Payment Device

How does it work?

Westpac PayWear uses the same contactless technology as your Debit Mastercard®. You simply tap your PayWear wherever contactless payments are accepted and the transaction will be debited from your chosen everyday bank account.

Who can apply?

  • Existing personal Westpac customers with an everyday bank account that can be linked to a Debit Mastercard®. You must be at least 16 years of age to apply.
    Find out more about Westpac Choice if you don’t already have an eligible everyday bank account.

Westpac PayWear wearables ranges

Essentials Range

The Westpac PayWear Essentials range is available as a PayWear Keeper, that attaches to your existing watch or fitness band, and a PayWear Band, for your wrist.

Order your PayWear Card and you will receive an Essentials starter pack which includes a complimentary black PayWear Keeper^. Everything you need to start paying on the go.

A range of additional colours are available to purchase from Winc.

Order now

Designer Range

Our Westpac PayWear Designer range will be available soon. We are collaborating with iconic Australian designers who are designing unique accessories to suit different tastes, preferences and styles.

Hayden Cox
Award-winning designer, inventor and founder of Haydenshapes Surfboards, Hayden Cox is the first creative partner to collaborate with us.

Register your interest below.

Designer Range – register your interest

Be one of the first to know when the Westpac PayWear Designer range is available. 

By entering your details you agree to Westpac's Privacy Policy.


Want to get your hands on a PayWear wearable but not a Westpac customer?

Find out more about a Westpac everyday bank account

Things you should know

^Your PayWear Card order includes a complimentary black Keeper from the Westpac PayWear Essentials range (limit of one per Westpac PayWear Card order). Available for personal customers only with a Westpac everyday bank account that can be linked to a Debit Mastercard®, who are at least 16 years of age and apply via Westpac Live. Eligible customers will receive their Westpac PayWear Card and complimentary black Keeper from the Westpac PayWear Essentials range within 10 business days. Not available for business, corporate, institutional or government customers. This information does not take into account your personal circumstances. Read the Terms and Conditions available at, including the Westpac PayWear Terms and Conditions for details, including for fees and charges that may apply, before making a decision and consider if it is right for you.

*Westpac Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions, provided that the customer has not contributed to the loss and contacted Westpac promptly.  Refer to the Westpac Debit Mastercard Terms and Conditions for full details, including when a customer will be liable.  

Westpac Debit Mastercard® holders need to be at least 16 years of age and have an Australian residential address to be eligible for the card.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 614KB)

Westpac Debit Mastercard® Terms and Conditions (PDF 149KB)

Online Banking Terms and Conditions (PDF 288KB)

PayWear Terms and Conditions (PDF 53KB)