WESTPAC REPAY CARDS (NOT FOR SALE – PAYDOWN PRODUCTS)

Latest Information

The Westpac Repay Cards (Visa/ Mastercard®/Bankcard) are not available for sale. Here's a full list of our available credit cards.
 

The following products will be known as Westpac Repay Cards by June 2026: 
 

• Low Rate Visa Card
• Altitude Platinum Visa
• 55 Day Platinum Visa
• Ignite Mastercard
• Bankcard 
• Student Visa Card 
• Holden Card 
• Singapore Airlines Gold Visa 
• Singapore Airlines Platinum Visa 
• Altitude Platinum Plus Visa 
• Private Bank Gold Mastercard 
• Earth Platinum Plus Mastercard 
• 55 Day Visa Card 
• No Annual Fee Mastercard 
• Westpac Altitude Card 
• Earth Mastercard 
• Earth Platinum Mastercard 
• Altitude Platinum Plus Mastercard
• Earth Black Mastercard
   

The Westpac Repay Cards are exclusively for the repayment of outstanding balances by existing customers. These accounts are otherwise closed; they do not support new transactions, are ineligible for card reissuance, and cannot be transferred to other products. While no physical or digital card is issued for Repay products, select servicing features remain accessible, including fraud reporting, access to Westpac Assist, and the ability to make payments. Please note that the Westpac Repay product is not available for sale.

The important numbers

The Westpac Repay Cards offer existing account holders: 

• Annual card fee: $0 
• Interest rate: Refer to your statement for your applicable rate^*  
• Payment due date: 25 days from the statement date. Refer to the statement for the specific due date applicable to each billing cycle.

What fees apply to this card?