Moving to Australia from the USA

Organising an Australian visa

Applying for a suitable Australian visa is an important place to start. There’s a range of different Australian visas depending on the purpose and duration of your stay. 

 

Each visa has specific requirements, including providing proof of skills and qualifications, health assessments, and financial stability, so check the Australian Government Department of Home Affairs website for details on visa types and requirements. 

 

Some examples of the types of visas that may be available to US citizens include: 
 

• Temporary Skill Shortage (TSS) Visa (Subclass 482): A visa for skilled workers sponsored by an employer 
  
  
• First Working Holiday Visa (Subclass 417): A visa for young adults aged 18-30 to work and holiday in Australia for up to one year 
  
  
• Skilled Independent Visa (Subclass 189): A points-tested visa for invited workers with in-demand skills
  
  
• Skilled Nominated Visa (Subclass 190): A visa for nominated skills workers to live and work in Australia as permanent residents
  
  
• Temporary Graduate Visa (Subclass 485): A visa for international student graduates to live, study and work after finishing studies at an Australian education institution 
  
  
• Student Visas (Subclass 500): A visa for those who wish to participate in a course of study at an eligible Australian education institution
  
  
• Partner Visa (Subclasses 820 and 801): A visa for the partner of Australian citizens, Australian permanent residents or eligible New Zealand citizens to live in Australia

There are plenty of other visas on offer. Australia has a Skilled Occupation List of specific in-demand professions, which could help determine whether your work skills are in demand. This list changes frequently, so be sure to check it on the Australian Government Department of Home Affairs website. 

 

It’s important to note that a visa application can take time, so it may be wise to start the process well ahead of your plan to immigrate to Australia. 

 

If you'd like to stay in Australia for an extended period or have the ultimate goal of becoming an Australian citizen, some Australian work visas have pathways to permanent residency or Australian citizenship. It's worth thinking about what your long-term plans might be. You could also consider consulting with a registered migration agent to navigate the complex application process and to make sure you apply for the right visa. 
 

Preparing for your move

When it comes to moving countries, there’s no such thing as too much planning! So, you might want to spend some time upfront getting your documents in order before your move to Australia. This could include educational certificates, character requirements, employment records, and financial statements, as well as health or dental records.

 

Think about researching moving costs and comparing international moving companies. It may be possible for US citizens to relocate to Australia with a pet but it will require some additional planning. Australia has strict quarantine regulations, making it important to research the specifics, such as vaccinations, microchipping, and quarantine periods, to be sure your furry friend is just as prepared as you are. 
 

Healthcare in Australia

The Australian healthcare system is robust, but you may not be eligible for the public healthcare system – called Medicare – immediately. Consider obtaining comprehensive health insurance to cover your medical needs or unexpected hospital expenses during your stay in Australia. 

 

Usually, Overseas Visitor Health Cover (OVHC) plans offer suitable private health insurance coverage, but you should carefully review the inclusions, so your specific healthcare requirements are covered in Australia. 
 

Opening an Australian bank account

After you enter Australia, you’ll likely need to open an Australian bank account to help manage your finances efficiently. 

 

Westpac, Australia’s first bank, has an everyday bank account that has no account-keeping fee for your first year if you’ve arrived in Australia within the last 12 months. After that, the $5 monthly fee may continue to be waived if you meet certain criteria, such as minimum monthly deposits, if you’re under 30 or a full-time tertiary student.

 

Once you arrive in Australia, you can open a Westpac Choice account online or in a local branch in just a few minutes. If you open online, you may still be required to visit a branch to verify your ID.

 

For a list of documents that we accept, refer to Identification Checklist (PDF 657KB).
 

Paying tax in Australia

In most cases, if you're working in Australia with a valid visa, you'll be required to pay income tax. Think about applying for a Tax File Number (TFN) so that you can meet your tax obligations while you’re here. Without one, your income could be taxed at the top marginal tax rate.

 

You’ll also be asked for a TFN to file a tax return, or when dealing with finance or government institutions. Applications are free, and you can apply online after your move to Australia.
 

Superannuation in Australia

Superannuation, or "super", is a long-term investment designed to fund your retirement. In most Australian jobs, your employer is required to contribute a percentage of your salary to your superannuation account. You can also make voluntary contributions. However, you can generally access your superannuation funds only when you reach retirement age or leave Australia permanently.

 

If you're only planning to move to Australia temporarily, you may want to explore the process of claiming your superannuation when you leave the country by visiting the Australian Taxation Office website for more information.
 

Housing and accommodation

A major part of preparing for an international move to Australia is finding a place to live. When it comes to location, choosing where to live in Australia may be pre-determined by your work or study opportunities. 

 

Major cities – like Sydney, Melbourne or Perth – offer cosmopolitan living at its best, but like the US, this is a large country with various weather conditions and there are numerous vibrant community-focused regional centres that also may be more affordable than big cities.

 

Whether you choose to rent or buy an apartment or house, Australia’s housing market is tight, and properties are in high demand. Renting can be a popular choice for expatriates as it offers flexibility and allows you to explore an area before committing to putting down roots. 

 

You might want to start looking for housing options before you move, have some rental references prepared, and consider using a relocation service to help find suitable accommodation. Some jobs, particularly in rural or regional areas, might come with accommodation included, so it’s worth asking the question.

 

Check websites including Domain and Real Estate, as well as online social media groups for expats in Australia. 
 

Employment and education in Australia

The Australian job market is diverse and offers employment opportunities in a wide range of industries. There are current skill shortages in construction trades, healthcare professionals, information technology, and other industries. Work could be a great way to make new friends and connect with your community. 

 

Job opportunities will depend on your qualifications, skills, experience, and the demand in your sector. Websites such as seek.com.au and LinkedIn are some of the places to start your search, as are local recruiters, corporate graduate programs or professional or trades organisations in your chosen field.

 

It’s also important to ensure that your US qualifications and credentials are recognised in Australia. You might need to have your credentials assessed or undertake additional certification. 

 

When it comes to education, Australia is renowned for its world-class education system. Its universities consistently rank among the top in the world, and there are plenty of options for families with children in the private and public school systems. Again, online research is a good starting point, taking into consideration where you’d like to live, what you’d like to study, or the school preferences for children. 
 

Cost of living when moving to Australia from USA

At first glance, Australia may seem expensive compared to the USA. But digging a little deeper, this difference is often offset by higher average wages in Australia. As at 1 July 2024, the minimum wage in Australia is AU$24.10 per hour, significantly higher than the federal minimum wage in the USA of US$7.25 per hour. 

 

Budgeting could help manage your initial relocation expenses and make your dollars go further. In capital cities, public transport can often be more cost-effective than owning a car, for example. 
 

Culture and lifestyle

Australian culture and etiquette are typically more laid back than in many other countries, with a healthy emphasis on work-life balance and a relaxed lifestyle. Beach culture makes dress styles less formal, and many gatherings are held outdoors. A good sense of humour always helps! 
 

Settling in 

You’ll know you’re settling in when you’ve found a home and your internet and utilities such as gas, electricity and water are up and running. Once that’s done, it’s time for some fun in Australia! 

 

There are plenty of opportunities to make new friends, from the school gate to local sporting clubs and national parks. Many Australians love their sport, so whether you want to try cricket, rugby, surfing, Aussie rules football or join the local run club, adventure awaits. 

 

For those less sport inclined, there are plenty of arts, literary events, and multicultural festivals on offer. Local council websites, online event guides and expat support groups are  good places to start looking for activities that suit you. 
 

To sum up

Moving to Australia from the US is an exciting experience. Understanding the visa applications process, preparing for your move, and sorting out your finances and banking could all help. With some careful planning, solid research, and a good sense of humour, you could make a seamless transition and settle into your new life in Australia with ease.