A BIG HELLO FROM AUSTRALIA
We're here to make the move from New Zealand a little easier. Get handy tips to help you settle into life and banking in Australia.
Not yet in Australia?
If you’re overseas but will arrive in Australia within 14 days, you can start your account set up. This means you’ll get your Customer ID and Online Banking profile now. Then, once you arrive in Australia, verify your identity to activate your account.
Why choose Westpac?
Australia's first and largest banking network
Giving you access to more branches and ATMs than any other Australian banking network. As at 30/06/2025. T&Cs apply.
No.1 banking app in Australia
We're Australia's Best Banking App three years running based on The Forrester Digital Experience Review™ of Australian Mobile Banking Apps (June and July 2025)*.
Promoting anti-scam innovation
Finding better ways to keep you safe from scams. Protect your money with Dynamic CVC, Westpac Verify, SaferPay and more.
How to open a Westpac bank account
Turn your expenses into Cashback with Westpac
Setting up a new life can be costly. Our partner ShopBack could help you earn Cashback on over 4,000 online and in-store brands. Link your Westpac debit or credit card for cash back on dining, clothing, homewares, technology and more. T&Cs apply.
Save on bank fees
$0 Account-keeping fees
For at least the first year on new accounts for eligible customers.
$0 Cash withdrawal fees within Australia
In branch, from our ATMs and select partner ATMs. Plus, unlimited transactions and account enquiries. Fees may apply for withdrawals overseas.
$0 International transfer fees
If you send foreign currency overseas using Online Banking or the Westpac App. Other fees may apply.
The monthly fee is waived if you:
- Are under the age of 41 or a full-time tertiary student; or
- Are a Westpac Choice Concession account holder; or
- Are new to Australia or expatriate customers (for the first 12 months after opening a new Westpac Choice account); or
- Deposit at least $2,000 by the close of business on the last business day of the month *; or
- Link your Choice account to your Rocket Repay Home Loan or Rocket Investment Loan as an offset account (for as long as the account is linked).
We speak your language
If English is not your first language, we offer:
- Language help and translation services
- ATMs with 9 languages other than English
- Easy English Guides for banking and other services.
Live and work in Australia
An everyday account, called a current or checking account in other countries, comes with a debit card. It’s great for getting paid, shopping online or in stores, and paying bills.
International students
This account has no monthly fees as they're waived if you’re studying full-time. You can receive money from family overseas, pay for things you need, and use your debit card to shop online or in stores.
Looking for something different?
Online savings account
Get up to 5.60% p.a. total introductory rate
Open an eSaver savings account with your everyday account. You could save with unlimited withdrawals and bonus interest for the first 5 months.
Help when you need it
Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 749KB)
Westpac Debit Mastercard® Terms and Conditions (PDF 338KB)
Online Banking Terms and Conditions (PDF 899KB)
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
Products & services are provided by Westpac Banking Corporation under Australian laws from Australia, not its New Zealand branch or Westpac New Zealand Limited. The Conduct of Financial Institutions regime does not apply. Westpac's retail deposit taking banking operations do not extend to New Zealand and so are not covered by the Depositor Compensation Scheme. Deposits will be taken after you move to Australia and under the supervision of Australian regulators. Disputes are determined by Australian law and you can learn how to make a complaint in our Financial Services Guide.
1st and largest banking network: As at 30 June 2025, based on number of Westpac Group branches & ATMs, and atmx & Precinct ATMs that funds from Westpac Australia accounts can be accessed.
*Claim based on The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q3 2025, an evaluation of four Australian banking apps. Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester's objectivity here.
This website uses cookies to enhance your browsing experience, analyse site traffic, and offer personalised content and advertisements as described in our Privacy Statement.
This information is intended for individuals planning to migrate to Australia.