Implementing real-time payments

Learn what to expect from the transition to solutions and platforms that will deliver value for years to come.

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What to expect

Get a readiness assessment

Our experts will perform an upfront analysis of your organisation's tech capabilities to determine the simplest way for you to start using our QuickStream, PaymentsPlus, and PayWay platforms - whether that's via API, iLink - (SFTP), or a portal connection.

Choose your payment solutions

Choose the real-time payment solutions that are best suited to your needs with the help of our team e.g. PayTo® or PayID® Biller for receivables, Bulk Osko® or Osko® Flex  - or a mix of different solutions.

Consider an extra layer of security

Every one of our real-time payment platforms and solutions is backed by bank-grade security, but you may choose to add another safeguard with Westpac Verify with Confirmation of Payee for your payables.

Sandbox test your choices

Experience your chosen real-time payment solution in action via online testing environments, then dig deeper into the tech with easy access to developer toolkits including API specs, trusted frames, SDK, implementation playbooks, and FAQs.

Begin structured implementation

Confidently enter the implementation phase equipped with a detailed roadmap generated by our experts and tailored to your business, plus access to dedicated local specialists to guide you through implementation and beyond.

100% Westpac-owned payment platforms

All our real-time payment platforms are developed and serviced completely in-house - allowing us to responsively adapt our tech to your emerging needs, while minimising the risk associated with passing data to and from third parties.