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  • Allows your software developer to integrate your call centre, website or software with Westpac's credit card processing functions
  • Real-time online authorisation of credit card payments
  • Settle your funds into a Westpac Business transactional account and receive same day settlement for transactions processed before 6pm (Sydney time).

Read more about PayWay API


  • Cleared funds are automatically transferred to your Westpac business bank account
  • Access audit history of all transactions easily online
  • Access an audit of all transactions available online for 220 days
  • Extra security for credit card data through industry standard SSL protocol and digital certificates
  • Optional security of Fraud Guard.


Every business is unique, so to ensure we inform you about the appropriate fees for your situation, contact us for a detailed quote.

Feel free to refer to our guide to merchant service fees and charges for more information.


General Merchant Services enquiries

Call the 24/7 helpdesk on 1800 029 749

Westpac PayWay technical support

Available on 1300 727 111 Mon-Fri, 8.30am-5.30pm (AEST) or on email -

Downloads and detailed user guides are available online at the PayWay website

Merchant services fees and charges

Find out more

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Things you should know

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges apply. Full details are available on request.