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Managing your credit card balance

Tips and tools to help you handle repayments, stay in control of your balance, and save on interest.

What is debt consolidation?

Debt consolidation is when you combine several debts into a single credit card or personal loan, often to make repayments simpler.

6 questions to ask yourself about debt consolidation

Considerations to help you decide whether debt consolidation could be an appropriate move.

3 steps to take before you consolidate debt

Debt consolidation doesn’t suit all situations. Here are 3 steps you can take to better understand whether it could work for you.

The benefits of debt consolidation

Here, we explore a handful of ways consolidating debt with an unsecured personal loan could help in some situations.