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What is a balance transfer?

A balance transfer is when you move your credit card balance from one credit card(s) to another, often to take advantage of a special offer or a lower interest rate.

How do balance transfers work?

While a balance transfer can be a simple and smart way to save on interest, there are some things you should be aware of before you apply.

5 questions to ask before a balance transfer

Balance transfers aren’t suitable for everyone and there are some things you should know about before you get started. Here are 5 questions to ask yourself at the outset.

How to make the most of a balance transfer offer

Knowing the ins and outs of balance transfer offers can help you use your new card to your advantage. Read on for some handy balance transfer tips.

How to do a balance transfer

Follow these 5 simple steps to consolidate up to 3 cards with a balance transfer to a Westpac credit card.