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Merchant services

Giving your customers convenient and easy options to pay is great for business. Every business is different, so we offer a range of merchant services to meet your needs.


Accepting card payments is simple with an EFTPOS 1 machine.

A standalone terminal for your counter that's also portable so you can take it to the customer, the EFTPOS 1 machine is a light-weight, compact, all-in-one device. The EFTPOS 1:

  • Offers increased capability including embedded contactless technology for fast payment processing conveniently handled either at the counter or elsewhere with the customer
  • Comes with a connected cradle which provides power while 3G provides high speed wireless portability. No phone line is needed
  • Multiple connectivity options such as IP, Wi-Fi, 3G and Bluetooth means you'll always be ready to do business
  • Can improve your cash flow with instant settlement of funds1 from your EFTPOS terminal to your linked Westpac transaction account.

Flexible and functional

  • Accept purchases, offer cash out, process refunds, add surcharges with immediate approval/decline response for Visa, Mastercard®, American Express® and UnionPay transactions
  • Large colour touch screen with easy-to-read illuminated display to minimise keying errors
  • Backup connectivity options (Ethernet at the base) allowing you to process transactions even if your primary connection (Wi-Fi or 3G) isn't available.

Integrated EFTPOS 1i  

Streamline sales and improve service delivery by integrating EFTPOS with your - point of sale system. This new compact, light-weight EFTPOS 1i device can be used seamlessly with point of sale systems via the Linkly software. Save time at the checkout for you and your customers. The EFTPOS 1i:

  • Enables you to accept purchases, offer cash out, process refunds or add surcharges
  • Has a fully integrated built-in contactless reader with a large colour touch screen
  • Enables you to easily transact, manage stock and reconcile accounts
  • Offers better cash flow management with instant settlement1 of funds from your EFTPOS terminal to your linked Westpac transaction account.

Reliable smarts mean you never miss a sale

The terminal supports Linkly IP Gateway via the POS or Dial and 3G/GPRS on the device and base. In the event that your main communication method is down, the terminal will automatically failover to 3G/GPRS or Dial backup communications.

Things you should know

Applications for merchant services are subject to approval.

1. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (Sydney time) for all EFTPOS 1, EFTPOS 1i and Presto Smart terminals. You can only settle a Westpac issued EFTPOS terminal once within a 24 hour period. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant settlement functionality is not available on Corporate Online and is only available for Visa, Mastercard and eftpos transactions (excludes UnionPay transactions).

UnionPay is a registered trademark of China Union Pay Co., Ltd.